Credit union · NCUA insured
Financial Educators Federal Credit Union
A $22.6M credit union headquartered in Daytona Beach, FL, with 1,415 members and 1 branch in Florida. Best rates: CDs 4.00% and savings 0.25% APY.
Financial Educators Federal Credit Union Carrot Score
76
Carrot Score
Higher than 40% of U.S. banks and credit unions
#8 of 14 in Deltona, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Financial Educators Federal Credit Union
Originally started in July 1969 as Daytona Beach Junior College (DBJC) Federal Credit Union, Financial Educators Federal Credit Union operates an office in Daytona Beach, Florida.
Financial Educators Federal Credit Union is a member-owned institution where members are treated as owners.
- Headquarters
- 1200 W International Speedway Blvd, Building 300 Room 122, Daytona Beach, FL 32114-2817
- NCUA charter
- 19605
Branches
1 branch in Florida
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Florida
1 branch
- main branchMain office1200 W International Speedway Blvd, Building 300 Room 122, Daytona Beach, FL 32114Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.68% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $61 | $59 | — |
- CapitalNet worth ratio15.68%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$61Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Financial Educators Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.