Credit union · NCUA insured
Community First Credit Union of Florida Savings Rates
Community First Credit Union of Florida’s best savings rate is 1.11% APY on $10,000, with its Passport Money Market Account. Rates checked October 15, 2026.
How Community First Credit Union of Florida’s savings rates compare
Compared with banks and credit unions near Jacksonville, FL, where Community First Credit Union of Florida has the most branches. $10,000, best rate first.
This credit union’s best
Community First Credit Union of Florida
1.11%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $111
Passport Money Market Account
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
Community First Credit Union of Florida savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.06%
- $10,000 balance$10,0001.11%
- $100,000 balance$100,0001.56%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community First Credit Union of Florida ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
1.16%APY
Membership eligibility required. Requires a $5 initial deposit in a Share Savings account to establish membership. No monthly service fees on balances over $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $2,500Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. | 1.06% | — | Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. |
| $2,500 – $10,000Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. | 1.06% | — | Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. |
| $10,000 – $25,000Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. | 1.16% | $116 | Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. |
| $25,000 – $50,000Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. | 1.21% | — | Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. |
| $50,000 – $100,000Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. | 1.31% | — | Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. |
| $100,000 – $250,000Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. | 1.56% | — | Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. |
| $250,000 and upRequires $25,000 minimum deposit to open and $1,000 balance to earn interest. | 1.81% | — | Requires $25,000 minimum deposit to open and $1,000 balance to earn interest. |
Sources (2)
- communityfirstfl.org/resources…oney-markets,-iras-rates
- communityfirstfl.org/personal-…gs/money-market-accounts
All captured Oct 5, 2026
Passport Money Market Account
1.11%APY
Membership eligibility required. Requires a $5 initial deposit in a Share Savings account to establish membership. No monthly service fees on balances over $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $2,500Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. | 1.06% | — | Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. |
| $2,500 – $10,000Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. | 1.06% | — | Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. |
| $10,000 – $25,000Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. | 1.11% | $111 | Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. |
| $25,000 – $50,000Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. | 1.16% | — | Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. |
| $50,000 – $100,000Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. | 1.26% | — | Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. |
| $100,000 – $250,000Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. | 1.51% | — | Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. |
| $250,000 and upRequires $1,000 minimum deposit to open and $1,000 balance to earn interest. | 1.76% | — | Requires $1,000 minimum deposit to open and $1,000 balance to earn interest. |
Sources (2)
- communityfirstfl.org/resources…oney-markets,-iras-rates
- communityfirstfl.org/personal-…gs/money-market-accounts
All captured Oct 5, 2026
Special Purpose Savings
0.10%APY
New members must open a share account with a minimum $5 initial deposit. Minimum balance of $25 required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum deposit balance of $100 to earn interest.$100 and up | 0.10% | $10 | Minimum deposit balance of $100 to earn interest. |
Sources (2)
- communityfirstfl.org/resources…oney-markets,-iras-rates
- communityfirstfl.org/personal-banking/savings
All captured Oct 5, 2026
Primary Share Savings
0.10%APY on $10,000
Share account is required for membership. Membership requires a minimum $5 initial deposit.
| Part of the balance | Rate on that part |
|---|---|
| $100 and up | 0.10% |
On $10,000 the tiers blend to about 0.10% APY, earning $10 a year.
Sources (1)
- communityfirstfl.org/resources…oney-markets,-iras-rates · captured Oct 15, 2026
Special-purpose accounts
IRA, SEP, HSA & 457 Shares
0.40%APY
A minimum of $5 must be maintained in a Share Savings account to access products and services. 457 Deferred Compensation plan is available to employers paid by state or local governments.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,500 | 0.10% | — |
| $2,500 – $5,000 | 0.15% | — |
| $5,000 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.40% | $40 |
| $25,000 – $50,000 | 0.50% | — |
| $50,000 and up | 0.55% | — |
Sources (2)
- communityfirstfl.org/resources…oney-markets,-iras-rates
- communityfirstfl.org/personal-…ng/savings/iras-and-457s
All captured Sep 18, 2026
Youth Advantage Share Savings
0.14%APY on $10,000
Available to individuals under the age of 18. Requires a $5 initial deposit to establish membership.
| Part of the balance | Rate on that part |
|---|---|
| Up to $500 | 1.00% |
| Over $500 | 0.10% |
On $10,000 the tiers blend to about 0.14% APY, earning $14 a year.
Sources (1)
- communityfirstfl.org/resources…oney-markets,-iras-rates · captured Oct 15, 2026
Who can join Community First Credit Union of Florida
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or attends school in Baker, Brevard, Broward, Clay, Duval, Flagler, Highlands, Indian River, Lake, Manatee, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia County in Florida.
- Membership is open to anyone who lives or works in Brantley, Charlton, Clinch, Coffee, Glynn, Pierce, Ware, or Wayne County in Georgia.
Employers and groups
- Membership is open to employees of select employer groups, including Genesis Health, Miller Electric Company, and Web.com.
Family and household
- Membership is open to relatives of existing or eligible Community First Credit Union of Florida members.
Cost to join
- New members must open a Share Savings Account with a minimum $5 initial deposit held in the share account.
Membership information collected October 5, 2026.