Credit union · NCUA insured
SUMA Federal Credit Union Savings Rates
Top CarrotSUMA Federal Credit Union’s best savings rate is 1.77% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How SUMA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where SUMA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SUMA Federal Credit Union
1.77%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $177
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
SUMA Federal Credit Union savings score
88
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.77%
- $100,000 balance$100,0002.28%
- QualifiedQualified1.77%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SUMA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.77%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| Up to $99,999$2,500 to open | 1.77% | $2,500 | $177 |
| $100,000 – $249,999$100,000 to open | 2.28% | $100,000 | — |
| $250,000 and up$250,000 to open | 2.69% | $250,000 | — |
Sources (1)
- sumafcu.org/info-hub/rates · captured Oct 6, 2026
Regular Shares
0.25%APY
Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upNo penalty for early withdrawal.$50 and up | 0.25% | $25 | No penalty for early withdrawal. |
Escrow share
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo penalty for early withdrawal.Any balance | 0.01% | $1 | No penalty for early withdrawal. |
Sources (1)
- sumafcu.org/info-hub/rates · captured Oct 6, 2026
Special-purpose accounts
IRA shares
2.53%APY
Traditional IRAs and Roth IRAs offered with no annual maintenance fees. Subject to IRS rules and contribution limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upEarly withdrawal penalty applies, but does not apply for Traditional/Roth IRA if withdrawal is made following owner attainment of not less than 59½ years of age or for health/disability emergency, first time home purchase, or higher education expenses; or for Education IRA if withdrawal equals qualified higher education expenses (account open 5 years).$50 and up | 2.53% | $253 | Early withdrawal penalty applies, but does not apply for Traditional/Roth IRA if withdrawal is made following owner attainment of not less than 59½ years of age or for health/disability emergency, first time home purchase, or higher education expenses; or for Education IRA if withdrawal equals qualified higher education expenses (account open 5 years). |
Who can join SUMA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of the sponsor organization, Ukrainian-American Youth Association (CYM) - Yonkers Branch, Inc.
- Membership is open to parishioners of The Encounter of our Lord and Savior Jesus Christ mission parish in St. Augustine, FL.
- Membership is open to parishioners of Epiphany of our Lord Ukrainian Catholic Church in St. Petersburg, FL.
- Membership is open to parishioners of St. Andrew’s Ukrainian Religious and Cultural Center (Oseredok) in North Port, FL.
- Membership is open to parishioners of St. Mary's Ukrainian Catholic Church in North Port, FL.
- Membership is open to parishioners of St. Michael the Archangel Ukrainian Catholic Church in New Haven, CT.
5 more ways to join
Employers and groups
- Membership is open to parishioners of St. Michael the Archangel Ukrainian Catholic Church in Yonkers, NY.
- Membership is open to parishioners of St. Vladimir Ukrainian Catholic Cathedral in Stamford, CT.
- Membership is open to parishioners of Saints Peter & Paul Ukrainian Catholic Church in Spring Valley, NY.
- Membership is open to parishioners of Ukrainian Baptist Church in North Port, FL.
- Membership is open to parishioners of Ukrainian Bible Church in North Port, FL.
Membership information collected October 5, 2026.