Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in California
- America's Christian Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.80%–3.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Money market accounts can be opened with as little as $2,500 and have rate tiers to choose from. Up to 6 free withdrawals per month. No monthly maintenance fee.
Offer: Tier 1. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate.
0.80% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $50,000Your amount 0.80% $50,000 – $100,000Tier 2. 0.90% $100,000 – $250,000Tier 3. 1.00% $250,000 and upTier 4. 3.00% Rate checked
More details - Gain Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.65%–1.30% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,000Requirements
Product: Must establish Membership. Minimum balance of $2,500 to earn dividends. Dividends calculated on actual daily balances, compounded daily and paid monthly into Money Market Savings Account. Six withdrawals allowed per month. Rates are variable and may change after opening without prior notice.
0.65% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.65% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 1.00% $100,000 and up 1.30% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Offer: Interest compounded and paid quarterly on the average daily balance.
0.80% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires membership with the credit union ($5 initial deposit / minimum balance requirement).
Offer: Dividends paid quarterly. $200 minimum balance to earn dividends.
0.75% interest rate · Effective May 1, 2026
Rate checked
More details - Meriwest Credit UnionMoney Market MaxMoney Market Max · $10,000 min · 0.75%–2.50% by balance
Credit union · 10 branches
0.75%APY$75 a year on $10,000Requirements
Product: Membership is required with a one-time non-refundable $5 fee. Must maintain a minimum average daily balance of $10,000 to earn dividends and obtain the APY. Account will close if balance is zero at month end. For consumer accounts only.
Offer: Variable rate; rates may change after the account is opened. Must maintain a minimum average daily balance of $10,000 in the account to earn dividends and obtain the applicable APY. Account will close if balance is zero at month end. Fees may reduce earnings. For consumer accounts only.
0.75% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Max Balance APY $10,000 – $50,000Your amount 0.75% $50,001 – $250,000 1.75% $250,001 and up 2.50% Rate checked
More details - Mirastar Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 7 branches
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate account; dividend rates and APY may change monthly without limitation. Minimum opening and earning balance of $2,500 required to earn stated rate. Dividends compounded and credited monthly. Subject to fees and charges. Membership in Mirastar Federal Credit Union required.
Offer: Variable rate; dividend rates and APY may change monthly. Minimum opening and earning deposit balance of $2,500 required to earn stated dividend rate. Dividends compounded and credited monthly.
0.75% interest rate · Effective Oct 13, 2026
Rate checked
More details - Partners Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.75%–2.20% by balance
Credit union · 7 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum to open is $2,500. Rate may change after the account is opened.
0.75% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and upYour amount 0.75% $25,000 and up 1.00% $50,000 and up 1.25% $100,000 and up 2.00% $250,000 and up 2.10% $500,000 and up 2.20% Rate checked
More details - Pasadena Federal Credit UnionMoney Market AdvantageMoney Market Advantage · $2,500 min · 0.55%–0.85% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Must be a Paseo CU member to open an account. Dividends paid and compounded monthly. Fees may reduce earnings.
Offer: Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25.
0.55% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Advantage Balance APY $2,500 – $10,000 0.55% $10,000 – $50,000Your amount 0.75% $50,000 – $75,000 0.80% $75,000 and up 0.85% Rate checked
More details - Upward Credit UnionKasasa Saver SavingsSavings · $100 min · 0.05%–0.75% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back Checking Account. Only available in conjunction with a Kasasa Checking Account.
Offer: Non-qualifying rate applies to all balances when linked Kasasa Checking Account does not meet monthly qualifications.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2025
Rate by balance
Rate by balance for Kasasa Saver Savings Balance APY Any balance 0.05% $100 – $25,000Your amountQualifying rate applies when linked Kasasa Checking meets monthly qualifications: enroll in and log into Online Banking, agree to receive e-Statements, and have at least 12 debit card purchases of $5 or more post and settle per Monthly Qualification Cycle. 0.75% Over $25,000 Unknown Rate checked
More details - Tulare County Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.75%–2.53% by balance
Credit union · 5 branches
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate account. Minimum balance of $2,500 required to earn dividends. Minimum withdrawal is $500. No monthly maintenance fees. Limit of six withdrawals or transfers per statement period, with no more than three by check, draft, or debit card.
Offer: Variable dividend rate. Minimum $2,500 balance to earn dividend.
0.75% interest rate · No monthly fee · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.75% $25,000 and up 1.00% $50,000 and up 1.51% $100,000 and up 2.53% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Individual account. Variable tiered rate, compound monthly, credit monthly. Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs. Rates for California Residents Only.
Offer: Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings.
0.00% interest rate · $10 monthly fee · Effective Jan 21, 2025
Rate by balance
Rate by balance for Hi-Yield Savings Balance APY Up to $3,000 0.00% $3,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - Southland Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.45%–0.85% by balance
Credit union · 10 branches
0.75%APY$75 a year on $10,000Requirements
Product: Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Tiered rates earned are based on account balance. Rates are variable and subject to change at anytime without notice. Indicated rates are available to qualified Members.
Offer: Tier 1. Tiered rates earned are based on account balance. Rates are variable and subject to change.
0.45% interest rate · Effective Apr 27, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Any balance 0.45% $2,500 and upTier 2. 0.70% $10,000 and upYour amountTier 3. 0.75% $50,000 and upTier 4. 0.75% $100,000 and upTier 5. 0.80% $150,000 and upTier 6. 0.85% Rate checked
More details - Community First Credit UnionMoney MarketMoney Market · $100 min · 0.75%–1.15% by balance
Credit union · 12 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.75% $1,000 and up 0.75% $10,000 and upYour amount 0.75% $50,000 and up 0.80% $100,000 and up 1.00% $150,000 and up 1.00% $250,000 and up 1.00% $500,000 and up 1.00% $1,000,000 and up 1.15% Rate checked
More details - 0.75%APY$75 a year on $10,000
0.50% interest rate · Effective Jan 15, 2025
Rate by balance
Rate by balance for Personal Super Saver Account Balance APY Up to $10,000 0.50% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.26% $250,000 and up 1.76% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires maintaining a minimum balance of $25.00 in Primary Share Savings to keep membership active and maintain other accounts. Accounts may be designated as Individual, Joint, Uniform Transfer to Minors Act (UTMA), and Trust.
Offer: Dividends are compounded daily and credited monthly. Minimum balance of $25 required to maintain account and earn dividends.
0.75% interest rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches