Credit union · NCUA insured
Meriwest Credit Union
A $2.2B credit union, the 245th largest of 4,329, headquartered in San Jose, CA, with 76,513 members and 10 branches in California. Best rates: CDs 4.05% and savings 0.75% APY.
Meriwest Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#15 of 39 in San Jose, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Meriwest Credit Union
- Headquarters
- 5615 Chesbro Ave, San Jose, CA 95123-3046
- NCUA charter
- 68394
Branches
10 branches in California
Loading map…
California
10 branches
- Cupertino Financial Center19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014Directions
- Milpitas Financial Center117 N Milpitas Blvd, Milpitas, CA 95035Directions
- Morgan Hill Financial Center1041 Cochrane Rd Ste 180, Morgan Hill, CA 95037Directions
- Monta Loma Financial Center580 N Rengstorff Ave Ste A, Mountain View, CA 94043Directions
- Palo Alto VA Hospital3801 Miranda Ave, Building 101, Room C1-210, Palo Alto, CA 94304Directions
- Chesbro Financial Center5615 Chesbro Ave, San Jose, CA 95123Directions
- Cottle Financial Center5683 Cottle Rd, San Jose, CA 95123Directions
- Hillsdale Finacial Center1795 Hillsdale Ave Ste 10, San Jose, CA 95124Directions
- Santa Clara Financial Center2042 El Camino Real, Santa Clara, CA 95050Directions
- Sunnyvale Financial Center563 E El Camino Real, Sunnyvale, CA 94087Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.12% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.11% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $93 | $88 | — |
- CapitalNet worth ratio9.12%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$93Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Meriwest Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.