Credit union · NCUA insured
Meriwest Credit Union Savings Rates
Meriwest Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market Max. Rates checked October 16, 2026.
How Meriwest Credit Union’s savings rates compare
Compared with banks and credit unions near San Jose, CA, where Meriwest Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Meriwest Credit Union
0.75%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $75
Money Market Max
Top rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Meriwest Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Meriwest Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Savings for New Members
4.25%APY
Available only to new members during the first 30 days from the date of opening a membership. No monthly maintenance fees. Variable rate account; rates may change after the account is opened. Minimum opening deposit is $20. APY is calculated on the minimum average daily balance each month (tiered blended APY structure). Membership required with a one-time non-refundable $5 fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $10,000Available only to new members during the first 30 days of membership. | 4.25% | $425 | Available only to new members during the first 30 days of membership. |
| $10,001 – $50,001Blended APY range 4.25%-2.65%. Available only to new members during the first 30 days of membership. | 2.25% | — | Blended APY range 4.25%-2.65%. Available only to new members during the first 30 days of membership. |
| $50,001 and upBlended APY range 2.65%-1.95%. Available only to new members during the first 30 days of membership. | 1.25% | — | Blended APY range 2.65%-1.95%. Available only to new members during the first 30 days of membership. |
Sources (3)
- meriwest.com/rates
- meriwest.com/savings-accounts
- meriwest.com/savings-accounts/…-savings-for-new-members
All captured Oct 6, 2026
Money Market Max
0.75%APY
Membership is required with a one-time non-refundable $5 fee. Must maintain a minimum average daily balance of $10,000 to earn dividends and obtain the APY. Account will close if balance is zero at month end. For consumer accounts only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $50,000Variable rate; rates may change after the account is opened. Must maintain a minimum average daily balance of $10,000 in the account to earn dividends and obtain the applicable APY. Account will close if balance is zero at month end. Fees may reduce earnings. For consumer accounts only. | 0.75% | $75 | Variable rate; rates may change after the account is opened. Must maintain a minimum average daily balance of $10,000 in the account to earn dividends and obtain the applicable APY. Account will close if balance is zero at month end. Fees may reduce earnings. For consumer accounts only. |
| $50,001 – $250,000Variable rate; rates may change after the account is opened. Must maintain a minimum average daily balance of $10,000 in the account to earn dividends and obtain the applicable APY. Account will close if balance is zero at month end. Fees may reduce earnings. For consumer accounts only. | 1.75% | — | Variable rate; rates may change after the account is opened. Must maintain a minimum average daily balance of $10,000 in the account to earn dividends and obtain the applicable APY. Account will close if balance is zero at month end. Fees may reduce earnings. For consumer accounts only. |
| $250,001 and upVariable rate; rates may change after the account is opened. Must maintain a minimum average daily balance of $10,000 in the account to earn dividends and obtain the applicable APY. Account will close if balance is zero at month end. Fees may reduce earnings. For consumer accounts only. | 2.50% | — | Variable rate; rates may change after the account is opened. Must maintain a minimum average daily balance of $10,000 in the account to earn dividends and obtain the applicable APY. Account will close if balance is zero at month end. Fees may reduce earnings. For consumer accounts only. |
Sources (2)
All captured Oct 16, 2026
SecureEdge Money Market
0.55%APY
Membership is required with a one-time non-refundable $5 fee. Insured by NCUA up to $250,000 and privately insured by American Share Insurance (ASI) for amounts exceeding NCUA coverage up to an additional $1,000,000 per member.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $99,999Variable rate account; rates may change after account is opened. Fees may reduce earnings. | 0.55% | $55 | Variable rate account; rates may change after account is opened. Fees may reduce earnings. |
| $100,000 – $250,000Variable rate account; rates may change after account is opened. Fees may reduce earnings. | 1.55% | — | Variable rate account; rates may change after account is opened. Fees may reduce earnings. |
| $250,001 and upVariable rate account; rates may change after account is opened. Fees may reduce earnings. | 2.30% | — | Variable rate account; rates may change after account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 16, 2026
Anniversary Savings
0.10%APY
Includes entry into $6,500 cash sweepstakes (May 1, 2026 to December 31, 2026; 1 entry per $500 daily average balance maintained each month; limit 1 account per member). Variable rate account; rates may change after the account is opened. Membership required with a one-time non-refundable $5 fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.10% | $10 |
Sources (3)
All captured Oct 6, 2026
You Name It Savings
0.10%APY
Personalized savings account. Variable rate account; rates may change at any time after the account is opened. Membership required with a one-time non-refundable $5 fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Accumulative IRA
0.03%APY
IRA savings account allowing deposits throughout term. Can apply as Traditional IRA or Roth IRA. Variable rate account. Minimum opening deposit $5. Dividends are earned starting at $5.00. Membership required with a one-time non-refundable $5 fee. NCUA insured separately up to $250,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.03% | $3 |
Sources (3)
- meriwest.com/rates
- meriwest.com/savings-accounts/retirement-accounts
- meriwest.com/savings-accounts/…ccounts/accumulative-ira
All captured Sep 16, 2026
Who can join Meriwest Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.