Credit union · NCUA insured
Southland Credit Union Savings Rates
Southland Credit Union’s best savings rate is 2.30% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How Southland Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Southland Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southland Credit Union
2.30%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $230
High Yield Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Southland Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0002.30%
- $100,000 balance$100,0002.30%
- QualifiedQualified2.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southland Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
2.30%APY
Requires a minimum balance of $10,000 in new money transferred to Southland from another financial institution. Balances under $10,000 earn the Primary Savings share rate. Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upRequires minimum balance of $10,000 of new money transferred from another financial institution. Balances under $10,000 earn Primary Savings share rate.$10,000 and up | 2.30% | $230 | Requires minimum balance of $10,000 of new money transferred from another financial institution. Balances under $10,000 earn Primary Savings share rate. |
Sources (3)
- southlandcu.org/promotions/high-yield-savings
- southlandcu.org/save-spend/rates-fees
- southlandcu.org/save-spend/savings
All captured Oct 6, 2026
Money Market Accounts
Up to 0.75%APY
Membership is subject to eligibility. All new accounts will be verified through ChexSystems and are subject to credit approval. Tiered rates earned are based on account balance. Rates are variable and subject to change at anytime without notice. Indicated rates are available to qualified Members.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceTier 1. Tiered rates earned are based on account balance. Rates are variable and subject to change. · $0 to open | 0.45% | $0 | $45 | Tier 1. Tiered rates earned are based on account balance. Rates are variable and subject to change. |
| $2,500 and upTier 2. Tiered rates earned are based on account balance. Rates are variable and subject to change. · $2,500 to open | 0.70% | $2,500 | $70 | Tier 2. Tiered rates earned are based on account balance. Rates are variable and subject to change. |
| $10,000 and upTier 3. Tiered rates earned are based on account balance. Rates are variable and subject to change. · $10,000 to open | 0.75% | $10,000 | $75 | Tier 3. Tiered rates earned are based on account balance. Rates are variable and subject to change. |
| $50,000 and upTier 4. Tiered rates earned are based on account balance. Rates are variable and subject to change. · $50,000 to open | 0.75% | $50,000 | — | Tier 4. Tiered rates earned are based on account balance. Rates are variable and subject to change. |
| $100,000 and upTier 5. Tiered rates earned are based on account balance. Rates are variable and subject to change. · $100,000 to open | 0.80% | $100,000 | — | Tier 5. Tiered rates earned are based on account balance. Rates are variable and subject to change. |
| $150,000 and upTier 6. Tiered rates earned are based on account balance. Rates are variable and subject to change. · $150,000 to open | 0.85% | $150,000 | — | Tier 6. Tiered rates earned are based on account balance. Rates are variable and subject to change. |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
Health Savings
0.10%APY
Membership subject to eligibility.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
- southlandcu.org/promotions/high-yield-savings
- southlandcu.org/save-spend/rates-fees
- southlandcu.org/getmedia/b6db9…chedule_01012026-web.pdf
All captured Oct 6, 2026
Holiday Club
0.10%APY
Automatically disperses into checking or primary savings on November 1 of each year when balance exceeds $100. No premature withdrawal penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBalance automatically dispersed on November 1 of each year when balance exceeds $100.Any balance | 0.10% | $10 | Balance automatically dispersed on November 1 of each year when balance exceeds $100. |
Sources (3)
- southlandcu.org/promotions/high-yield-savings
- southlandcu.org/save-spend/rates-fees
- southlandcu.org/save-spend/savings
All captured Oct 6, 2026
IRA Savings
0.10%APY
Available as Traditional IRA, Roth IRA, or SEP IRA. Subject to annual IRA participation fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$25 annual IRA participation fee applies.Any balance | 0.10% | $10 | $25 annual IRA participation fee applies. |
Primary Savings
0.10%APY
Minimum deposit and minimum balance requirements waived for new Members opting to pay a Membership Entrance fee. $5 monthly service fee waived for Members under 18; or with Direct Deposit, Southland eStatements, Checking, Money Market, Certificate, IRA or Loan balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum deposit and minimum balance waived for new Members opting to pay a Membership Entrance fee. $5 monthly fee waived for Members under 18; or with Direct Deposit, eStatements, Checking, Money Market, Certificate, IRA or Loan balance.$25 and up | 0.10% | $10 | Minimum deposit and minimum balance waived for new Members opting to pay a Membership Entrance fee. $5 monthly fee waived for Members under 18; or with Direct Deposit, eStatements, Checking, Money Market, Certificate, IRA or Loan balance. |
Who can join Southland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.