Credit union · NCUA insured
Tulare County Federal Credit Union
A $156.6M credit union headquartered in Tulare, CA, with 11,209 members and 5 branches in California. Best rates: CDs 3.87% and savings 0.75% APY.
Tulare County Federal Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#5 of 12 in Visalia, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Tulare County Federal Credit Union
Founded on April 15, 1939, as Tulare County Teachers Federal Credit Union to support local teachers, the credit union expanded and adopted its current name in 2002.
Tulare County Federal Credit Union is a member-owned financial institution serving Tulare County.
- Headquarters
- 300 N K St, Tulare, CA 93274-4008
- NCUA charter
- 3218
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all residents of Tulare County.
Branches
5 branches in California
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California
5 branches
- Tulare Corporate BranchMain office300 N K St, Tulare, CA 93274Directions
- PHS Academy465 W Olive Ave, Porterville, CA 93257Directions
- Porterville Branch617 N Main St, Porterville, CA 93257Directions
- Mooney Branch3020 N Mooney Blvd, Visalia, CA 93291Directions
- Rancho Office5133 W Walnut Ave, Visalia, CA 93277Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Adequately capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 6.91% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.74% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.11% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio6.91%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.74%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.11%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Tulare County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.