Credit union · NCUA insured
Gain Federal Credit Union Savings Rates
Gain Federal Credit Union’s best savings rate is 0.80% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Gain Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Gain Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gain Federal Credit Union
0.80%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $80
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Gain Federal Credit Union savings score
83
Savings score
Higher than 61% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.30%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gain Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.80%APY
Must establish Membership. Minimum balance of $2,500 to earn dividends. Dividends calculated on actual daily balances, compounded daily and paid monthly into Money Market Savings Account. Six withdrawals allowed per month. Rates are variable and may change after opening without prior notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.65% | — |
| $10,000 – $50,000 | 0.80% | $80 |
| $50,000 – $100,000 | 1.00% | — |
| $100,000 and up | 1.30% | — |
Savings Account
0.15%APY
$5.00 deposit establishes Credit Union membership and ownership. Rates are variable and may change after opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Minimum balance to earn dividends is $100.00. Rates are variable and may change after opening. | 0.00% | — | Minimum balance to earn dividends is $100.00. Rates are variable and may change after opening. |
| $100 and upMinimum balance to earn dividends is $100.00. Rates are variable and may change after opening. | 0.15% | $15 | Minimum balance to earn dividends is $100.00. Rates are variable and may change after opening. |
Special-purpose accounts
Individual Retirement Account (IRA) Savings
0.50%APY
A penalty may be imposed for early withdrawal. Maintenance or activity fees could reduce the earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999A penalty may be imposed for early withdrawal. Maintenance or activity fees could reduce the earnings on the account. | 0.25% | — | A penalty may be imposed for early withdrawal. Maintenance or activity fees could reduce the earnings on the account. |
| $10,000 and upA penalty may be imposed for early withdrawal. Maintenance or activity fees could reduce the earnings on the account. | 0.50% | $50 | A penalty may be imposed for early withdrawal. Maintenance or activity fees could reduce the earnings on the account. |
Sources (1)
- gainfcu.com/rates.html · captured Sep 25, 2026
Who can join Gain Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and legal entities in designated underserved census tracts in Los Angeles County, California are eligible for membership.
- Members of record of United Auto Workers FCU as of December 31, 2019, and persons who regularly work, attend school, worship, or participate in associations headquartered in zip code 91331 in Los Angeles County, CA are eligible for membership.
Employers and groups
- Members, volunteers, and Docents of the Autry Museum Docent Council are eligible for membership.
- Full-time employees of Burbank City Employees Association, AFSCME 3143 who work in Burbank, California are eligible for membership.
- Employees of Buddy's All Stars, Inc. and Handy Market Burbank are eligible for membership.
- Members of Burbank City Charitable Giving Association in Burbank, California qualifying under its July 1, 2007 bylaws are eligible for membership.
16 more ways to join
Employers and groups
- Employees of Deluxe Laboratories Entertainment Services Group Inc. and associated businesses (Allied Barton Security Services, Kona Cutting, Inc., D. Bassett and Associates, Inc., Trunzo & Associates) are eligible for membership.
- Employees of FotoKem Film and Video who work in Burbank, California are eligible for membership.
- Voting members of the Friends of the Burbank Public Library in Burbank, CA qualifying under its September 15, 1999 bylaws who reside in Southern California (zip codes 90000-93599) are eligible for membership.
- Voting members of the Burbank Historical Society in Burbank, CA qualifying under its July 20, 1993 bylaws who reside in Southern California (zip codes 90000-93599) are eligible for membership.
- Employees and members of International Alliance of Theatrical Stage Employees IATSE Local 33 in Burbank, California are eligible for membership.
- Employees of J & R Film Company/Moviola and Metropolitan Culinary Services who work in, or are paid or supervised from Burbank, California are eligible for membership.
- Members of National Charity League (NCL, Inc.) Burbank Chapter in Burbank, California qualifying under its June 1, 2015 bylaws are eligible for membership.
- Members of record of Pacoima Developmental FCU (as of July 29, 2019), voting members of Pacoima Chamber of Commerce, voting members of Valley Industry and Commerce Association, and employees of Valley Economic Development Center are eligible for membership.
- Members of the Burbank Association of Realtors in Burbank, California are eligible for membership.
- Employees of Burbank Community YMCA who work in or are headquartered in Burbank, California are eligible for membership.
Military, government and schools
- Members of record of Canoga Postal FCU as of March 1, 2021, and employees of the U.S. Post Office Department who work in Canoga Park, Northridge, Chatsworth, and Reseda, California are eligible for membership.
- Employees of the City of Burbank, California (including Burbank Police Reserves and Police Chaplains) are eligible for membership.
- Employees of the Cumberland-Dauphin-Harrisburg Transit Authority working in Cumberland, Dauphin, and Perry Counties, Pennsylvania are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relations), household members living in the same residence as a single economic unit, and surviving spouses of eligible persons are eligible for membership.
Other ways
- Members of Community Impact Fund (CIF) who are U.S. citizens or legal visitors with government ID and voting members under October 11, 2022 bylaws are eligible for membership.
- Members of record of Deluxe Federal Credit Union as of December 9, 2016 are eligible for membership.
Cost to join
- Becoming a member of community partners when joining through Gain Federal Credit Union costs $10.
Membership information collected October 5, 2026.