Credit union · NCUA insured
Pasadena Federal Credit Union Savings Rates
Pasadena Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market Advantage. Rates checked October 16, 2026.
How Pasadena Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Pasadena Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pasadena Federal Credit Union
0.75%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $75
Money Market Advantage
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Pasadena Federal Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pasadena Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Advantage
0.75%APY
Must be a Paseo CU member to open an account. Dividends paid and compounded monthly. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. | 0.55% | — | Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. |
| $10,000 – $50,000Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. | 0.75% | $75 | Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. |
| $50,000 – $75,000Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. | 0.80% | — | Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. |
| $75,000 and upVariable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. | 0.85% | — | Variable rate type. Dividends paid monthly. Stated rates effective as of January 2026; last dividend declaration date was 10/29/25. |
Sources (2)
All captured Oct 6, 2026
Regular Savings (incl. Primary Share)
0.05%APY
Standard savings account that activates Pasadena FCU membership. Surcharge-free ATM access and online/mobile banking access. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly.$5 and up | 0.05% | $5 | Dividends paid quarterly. |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
Variable IRA
0.75%APY
Tax-advantaged savings accounts offered as Traditional IRA, Roth IRA, or Coverdell ESA wrappers. Must be a Pasadena FCU member.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,000Dividends paid monthly. | 0.55% | — | Dividends paid monthly. |
| $2,000 – $50,000Dividends paid monthly. | 0.75% | $75 | Dividends paid monthly. |
| $50,000 and upDividends paid monthly. | 0.85% | — | Dividends paid monthly. |
Sources (2)
All captured Sep 16, 2026
Teacher Savings
0.75%APY
Available to members including teachers and school district employees. Must be a Pasadena FCU member. Disbursement paid on July 31 each year.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Dividends paid annually at maturity. | 0.00% | — | Dividends paid annually at maturity. |
| Up to $14,999Dividends paid annually at maturity. | 0.75% | $75 | Dividends paid annually at maturity. |
| $15,000 and upDividends paid annually at maturity. | 0.05% | — | Dividends paid annually at maturity. |
Sources (2)
All captured Sep 16, 2026
Club Accounts
0.05%APY
Must be a Pasadena FCU member. Club accounts (Vacation, Tax, Education, Christmas) have designated maturity distribution dates (January 31, April 30, July 31, October 31) when funds and dividends are disbursed. Early withdrawal fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid at maturity.$5 and up | 0.05% | $5 | Dividends paid at maturity. |
Sources (2)
All captured Sep 16, 2026
Youth Savings
0.05%APY
For children up to 17 years of age. Must be a Pasadena FCU member to open for a minor.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends earned and paid quarterly.$5 and up | 0.05% | $5 | Dividends earned and paid quarterly. |
Sources (3)
- pfcu.org/accounts/youth-accounts
- pfcu.org/accounts/savings-and-checking-rates
- pfcu.org/accounts/savings-accounts
All captured Sep 16, 2026
Who can join Pasadena Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, and/or attend school in or around served Los Angeles County cities (stretching between Pasadena, Glendale, Covina, and Huntington Park).
Membership information collected October 5, 2026.