Bank · FDIC insured
EverTrust Bank Savings Rates
EverTrust Bank’s best savings rate is 3.60% APY on $10,000, with its Smart Saver Savings. Rates checked October 6, 2026.
How EverTrust Bank’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where EverTrust Bank has the most branches. $10,000, best rate first.
This bank’s best
EverTrust Bank
3.60%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $360
Smart Saver Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
EverTrust Bank savings score
94
Savings score
Higher than 95% of U.S. banks and credit unions
- $10,000 balance$10,0003.60%
- $100,000 balance$100,0003.60%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EverTrust Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Smart Saver Savings
3.60%APY
Individual account. An interest bearing product with a variety of tiered rates. Compound monthly, credit monthly. Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000A service charge balance requirement fee of $25.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $5,000.00. Must maintain a minimum daily balance of $0.01 but not exceeding $4,999.99 to obtain APY. | 0.50% | — | A service charge balance requirement fee of $25.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $5,000.00. Must maintain a minimum daily balance of $0.01 but not exceeding $4,999.99 to obtain APY. |
| $5,000 and upA service charge balance requirement fee of $25.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $5,000.00. Must maintain a minimum daily balance of $5,000 in the account each day to obtain APY. | 3.60% | $360 | A service charge balance requirement fee of $25.00 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $5,000.00. Must maintain a minimum daily balance of $5,000 in the account each day to obtain APY. |
Sources (3)
- evertrustbank.com/en-us
- evertrustbank.com/Personal/savings
- evertrustbank.com/Portals/Ever…mart%20Saver%20Flyer.pdf
All captured Oct 6, 2026
Hi-Yield Savings
0.75%APY
Individual account. Variable tiered rate, compound monthly, credit monthly. Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs. Rates for California Residents Only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 0.00% | — | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
| $3,000 – $10,000Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 0.50% | — | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
| $10,000 – $50,000Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 0.75% | $75 | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
| $50,000 – $100,000Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 1.00% | — | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
| $100,000 – $250,000Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 1.25% | — | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
| $250,000 – $500,000Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 1.50% | — | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
| $500,000 – $1,000,000Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 1.75% | — | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
| $1,000,000 and upMinimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. | 2.00% | — | Minimum daily balance to avoid $10 monthly maintenance charge is $3,000. Interest compounds monthly and credits monthly. Fees can reduce earnings. |
Sources (2)
All captured Sep 16, 2026
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