Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1351–1365 of 6,757 results
- BankChampaignCertificates of DepositCD · 22 months · $500 min
Bank · Add a location to see nearby branches
4.16%APY$776 over 22 months on $10,000intro rateRequirements
Product: Early withdrawal penalties apply. Fees could reduce earnings. Maintain daily minimum balance to earn interest.
Offer: Maintain daily minimum balance of $500 or more to earn interest.
Promotional rate · 4.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - Horizon Credit UnionShare Certificates (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$849 over 24 months on $10,000Requirements
Product: Minimum deposit of $500 required to open a certificate of deposit. Investment account for 6-month to 60-month term. Quarterly interest compounded or deposited into a share or checking account. Automatically renewable with a 10-day grace period. Early withdrawal penalty of 90 days interest for maturity 12 months or less, or 180 days interest for maturity over 12 months. $25 to start a membership account.
Offer: $500 minimum deposit required. Certificate of Deposit Rates are subject to change daily.
4.10% interest rate · Effective Oct 20, 2026
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More details - Commercial BankPersonal Certificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.16%APY$849 over 24 months on $10,000Requirements
Product: Fixed rate paid until maturity date. Minimum opening balance of $1,000. Interest compounded and credited quarterly (credited at maturity if term is less than three months). Daily balance method used to calculate interest. Automatically renewable with a 10-day grace period for terms over 14 days, and 1-day grace period for 14-day terms. Early withdrawal penalty applies: 1 month of interest for terms 14-90 days, 3 months of interest for terms 91 days to 1 year, and 6 months of interest for terms greater than 1 year.
Offer: Oasis Specials CD. Term: 24 Month.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Security First BankTraditional Time Deposit AccountsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.16%APY$849 over 24 months on $10,000Requirements
Offer: Interest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies.
Effective Oct 5, 2026
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More details - Thrive Credit UnionSpecial Rate Share CertificatesCD · 32 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$1,148 over 32 months on $10,000Requirements
Product: Limited time offer. Dividends posted monthly are subject to change without notice. All rates subject to change at discretion of Board of Directors.
Offer: Dividends posted monthly.
4.10% interest rate · Effective Oct 14, 2026
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More details - Scenic Community Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: Early withdrawal penalties apply (90 days' dividends for terms of 1 year or less; 180 days' dividends for terms longer than 1 year). Minimum deposit and balance is $2,500 for terms under 2 years and $500 for terms of 2 years or more.
Offer: 36 Months term ($500 minimum). Early withdrawal penalty of 180 days' dividends applies.
4.10% interest rate · Effective Oct 1, 2026
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More details - Hoboken School Employees Federal Credit UnionShare CertificatesCD · 36 months · $5,000 min
Credit union · Add a location to see nearby branches
4.16%APY$1,301 over 36 months on $10,000Requirements
Product: Minimum of $5,000.00. A penalty may be charged for early withdrawal.
Offer: A penalty may be charged for early withdrawal.
4.10% interest rate
Rate checked
More details - O'Bannon BankCertificates of DepositCD · 48 months · $1,000 min
Bank · Add a location to see nearby branches
4.16%APY$1,771 over 48 months on $10,000Requirements
Product: $1,000 minimum required to open and obtain APY. Rates subject to change without notice at the discretion of the bank at anytime. Penalty for Early Withdrawal.
4.10% interest rate · Effective Oct 21, 2026
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More details - Northeast Alabama Postal FCUCDCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$102 over 3 months on $10,000intro rateRequirements
Product: Available to members. Offer and rates subject to change. Minimum balance to open is $500. Maximum CD balance $250,000.
Offer: 90 Days Special APY. Early withdrawal penalties apply.
Promotional rate · Balance cap $250,000
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More details - Center City Community Credit UnionPromotional Term Share CertificatesCD · 5 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$171 over 5 months on $10,000intro rateRequirements
Product: Automatically renew at the current 6 Months term certificate rate. IRA accounts do not qualify. Penalty for early withdrawal. Dividends calculated using average daily balance method.
Offer: Automatically renews at current 6 Months term certificate rate. IRA accounts do not qualify. APR is 4.07%. Penalty for early withdrawal.
Promotional rate · 4.07% interest rate
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More details - Federated BankCertificate of Deposit SpecialCD · 5 months · $5,000 min
Bank · Add a location to see nearby branches
4.15%APY$171 over 5 months on $10,000intro rateRequirements
Product: CD Specials require minimum deposit of $5,000. Auto-renewal policy applies (see term conditions). Rates may change after account is opened.
Offer: 5-Month Term; renews at 6-Month term at maturity
Promotional rate · 4.08% interest rate · Effective Aug 25, 2026
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More details - Western Vista Federal Credit UnionShare CertificateCD · 5 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$171 over 5 months on $10,000Requirements
Product: Rates subject to change. Dividends paid quarterly and at maturity. Term deposits have a penalty for early withdrawal.
Offer: 5 Month Special
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More details - Baltic State BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Minimum deposit of $500 to open. 2 forms of identification required. Additional deposits are not allowed during term. Early withdrawals may be subjected to penalties. Automatically renewed upon maturity with a 10-day grace period. Open at any office or online (online for existing customers only).
Offer: Early withdrawal penalty applies. Minimum balance to obtain APY is $500.00. Automatic renewal with 10-day grace period.
4.07% interest rate · Effective Oct 8, 2026
Rate checked
More details - Canton Co-operative Bank6-Month CD SpecialCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000intro rateRequirements
Product: Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal.
Offer: To obtain Bump-Up Rate/APY all deposited funds must be new to Canton Co-operative Bank.
Promotional rate · 4.07% interest rate · Balance cap $500,000 · Effective Oct 6, 2026
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More details - GR Consumers Credit UnionCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Must maintain a Share Savings Account with a minimum balance of $5.00 for credit union membership. Gold and Platinum members are eligible for bonus rates. Early withdrawal penalty applies.
Offer: Gold and Platinum members are eligible for bonus rates. Early withdrawal penalty applies.
Balance cap $250,000 · Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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