Credit union · NCUA insured
Western Vista Federal Credit Union
A $279.3M credit union headquartered in Cheyenne, WY, with 17,012 members and 6 branches in Wyoming. Best rates: CDs 4.15% and savings 0.05% APY.
Western Vista Federal Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#4 of 16 in Cheyenne, WY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Western Vista Federal Credit Union
Founded in 1940 as Wytel Federal Credit Union, Western Vista Federal Credit Union adopted its current name in July 1995.
The credit union operates five branch locations across Cheyenne and Casper, Wyoming.
- Headquarters
- 1920 Thomes Ave Ste 510, Cheyenne, WY 82001
- NCUA charter
- 3972
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals living outside the general service area can qualify for membership by making a small contribution to Western Vista's charitable foundation.
Where you live or work
- Membership is open to individuals who live, work, or worship in the communities served by Western Vista.
Family and household
- Immediate family members of an existing member are eligible to join.
Cost to join
- New members must make a $25 deposit into a primary savings account to purchase a share in the credit union.
Branches
6 branches in Wyoming
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Wyoming
6 branches
Cheyenne area · 4
- City Center BuildingMain office1920 Thomes Ave Ste 510, Cheyenne, WY 82001Directions
- Sparks3207 Sparks Rd, Cheyenne, WY 82001Directions
- Storey1215 Storey Blvd, Cheyenne, WY 82009Directions
- Thomes1920 Thomes Ave Ste 100, Cheyenne, WY 82001Directions
Casper area · 2
- Eagle3401 Eagle Dr, Casper, WY 82604Directions
- Wyoming Blvd410 SE Wyoming Blvd, Casper, WY 82609Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.35% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.68% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.76% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio9.35%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.68%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Western Vista Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.