Credit union · NCUA insured
GR Consumers Credit Union
Top CarrotA $52M credit union headquartered in Wyoming, MI, with 2,827 members and 1 branch in Michigan. Best rates: CDs 4.15% and savings 0.10% APY.
GR Consumers Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#13 of 49 in Grand Rapids, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About GR Consumers Credit Union
Serving members since 1941, GR Consumers Credit Union is a member-owned credit union headquartered in Wyoming, Michigan.
- Headquarters
- 1073 Gezon Pkwy SW, Wyoming, MI 49509-9542
- NCUA charter
- 68332
Branches
1 branch in Michigan
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Michigan
1 branch
- GRCCU Main OfficeMain office1073 Gezon Pkwy SW, Wyoming, MI 49509Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.64% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.16% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.45% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio16.64%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.16%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.45%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of GR Consumers Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.