Bank · FDIC insured
BankChampaign
A $242.8M bank headquartered in Champaign, IL, with 2 branches in Illinois. Best rates: CDs 4.16% and savings 0.10% APY.
BankChampaign Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#16 of 21 in Champaign, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About BankChampaign
BankChampaign is a locally owned community bank headquartered in Champaign, Illinois.
The bank has over 30 years of experience with expertise in commercial banking, investment management, and trust services.
- Headquarters
- 2101 S Neil St, Champaign, IL 61820
- FDIC certificate
- 22434 ↗
Branches
2 branches in Illinois
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Illinois
2 branches
- BankChampaign, National AssociationMain office2101 S Neil St, Champaign, IL 61820Directions
- Market Place Branch5 Convenience Center Rd, Champaign, IL 61820Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.84% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.14% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio11.84%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.14%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of BankChampaign are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.