Credit union · NCUA insured
Hoboken School Employees Federal Credit Union CD Rates
Top CarrotHoboken School Employees Federal Credit Union’s best CD rate is 4.16% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Hoboken School Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Hoboken School Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hoboken School Employees Federal Credit Union
4.16%APY
- Term
- 36 months
- Minimum
- $5,000
- Earns on $10,000
- $1,301
Share Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Hoboken School Employees Federal Credit Union CD score
90
CD score
Higher than 90% of U.S. banks and credit unions
- 3–8 months3–8 mo3.96%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo4.11%
- 31–60 months31–60 mo4.16%
- QualifiedQualified4.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hoboken School Employees Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.16%APY · 6 terms
Minimum of $5,000.00. A penalty may be charged for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsA penalty may be charged for early withdrawal | 3.96% | $196 |
| 12 monthsA penalty may be charged for early withdrawal | 4.06% | $406 |
| 24 monthsA penalty may be charged for early withdrawal | 4.11% | $839 |
| 36 monthsA penalty may be charged for early withdrawal | 4.16% | $1,301 |
| 48 monthsA penalty may be charged for early withdrawal | 4.16% | $1,771 |
| 60 monthsA penalty may be charged for early withdrawal | 4.16% | $2,260 |
Who can join Hoboken School Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Hoboken Elks Lodge #74 members are eligible to join.
Military, government and schools
- Hoboken Board of Education employees are eligible to join.
- Hoboken Parking Authority employees are eligible to join.
Family and household
- Families of eligible groups (Hoboken Board of Education employees, Hoboken Elks Lodge #74 members, and Hoboken Parking Authority employees) are eligible to join.
Membership information collected October 5, 2026.