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Credit union · NCUA insured

Horizon Credit Union CD Rates

Horizon Credit Union’s best CD rate is 3.85% APY on a 2-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.

How Horizon Credit Union’s CD rates compare

Compared with banks and credit unions near Kirksville, MO, where Horizon Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Horizon Credit Union

    3.85%APY

    Term
    24 months
    Minimum
    $500
    Earns on $10,000
    $785

    Share Certificates (CDs)

  • Top rate

    PSB Bank

    4.07%APY

    Term
    21 months
    Minimum
    $1,000
    Earns on $10,000
    $723

    PSB Bank rates

  • 3rd-highest rate

    MA Bank

    3.85%APY

    Term
    42 months
    Minimum
    $500
    Earns on $10,000
    $1,414

    MA Bank rates

Compare CD rates near you →

Horizon Credit Union CD score

75

CD score

Higher than 39% of U.S. banks and credit unions

By term
  • 9–15 months9–15 mo2.27%
  • 16–30 months16–30 mo3.85%
  • 31–60 months31–60 mo3.03%
  • QualifiedQualified3.85%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Horizon Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Horizon Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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