Credit union · NCUA insured
Western Vista Federal Credit Union CD Rates
Western Vista Federal Credit Union’s best CD rate is 4.15% APY on a 5-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Western Vista Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cheyenne, WY, where Western Vista Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Western Vista Federal Credit Union
4.15%APY
- Term
- 5 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $171
Share Certificate
Top rate
UniWyo Credit Union
4.40%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $100
- Earns on $10,000
- $2,402
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Western Vista Federal Credit Union CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Western Vista Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.15%APY · 9 terms
Rates subject to change. Dividends paid quarterly and at maturity. Term deposits have a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.25% | $31 |
| 5 months5 Month Special | 4.15% | $171 |
| 6 months | 3.50% | $173 |
| 12 months | 3.25% | $325 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Special-purpose accounts
IRA Share Certificate
Up to 4.15%APY · 9 terms
Available as Traditional IRA, Roth IRA, or Education IRA. Rates subject to change. Substantial penalty for early withdrawal. Dividends paid quarterly and at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.25% | $31 |
| 5 months5 Month Special | 4.15% | $171 |
| 6 months | 3.50% | $173 |
| 12 months | 3.25% | $325 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Who can join Western Vista Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals living outside the general service area can qualify for membership by making a small contribution to Western Vista's charitable foundation.
Where you live or work
- Membership is open to individuals who live, work, or worship in the communities served by Western Vista.
Family and household
- Immediate family members of an existing member are eligible to join.
Cost to join
- New members must make a $25 deposit into a primary savings account to purchase a share in the credit union.
Membership information collected October 4, 2026.