Bank · FDIC insured
Canton Co-operative Bank CD Rates
Canton Co-operative Bank’s best CD rate is 4.15% APY on a 6-month CD. Terms run from 3 months to 4 years. Rates checked October 9, 2026.
How Canton Co-operative Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Canton Co-operative Bank has the most branches. $10,000, best rate first.
This bank’s best
Canton Co-operative Bank
4.15%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $205
6-Month CD Special
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Canton Co-operative Bank CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo3.35%
- 16–30 months16–30 mo1.51%
- 31–60 months31–60 mo2.75%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Canton Co-operative Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
6-Month CD Special
Up to 4.15%APY · 1 term
Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsExisting funds | 4.10% | $203 |
| 6 monthsTo obtain Bump-Up Rate/APY all deposited funds must be new to Canton Co-operative Bank | 4.15% | $205 |
Sources (1)
- cantoncoopbank.com/rates · captured Oct 9, 2026
CDs
Up to 4.10%APY · 6 terms
Minimum deposit to open is $1,000.00. A minimum daily balance of $10.00 is required to earn the APY. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.50% | $62 |
| 6 months | 4.10% | $203 |
| 12 months | 1.00% | $100 |
| 24 months | 1.51% | $304 |
| 36 months | 2.75% | $848 |
| 48 months | 2.25% | $931 |
Sources (1)
- cantoncoopbank.com/rates · captured Oct 9, 2026
10-Month CD Special
Up to 3.35%APY · 1 term
Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsExisting funds | 3.25% | $270 |
| 10 monthsTo obtain Bump-Up Rate/APY all deposited funds must be new to Canton Co-operative Bank | 3.35% | $278 |
Sources (1)
- cantoncoopbank.com/rates · captured Oct 5, 2026
Special-purpose accounts
6-Month IRA CD Special
Up to 4.15%APY · 1 term
Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal. IRAs are subject to limitations and/or penalties imposed by the IRS.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsExisting funds | 4.10% | $203 |
| 6 monthsTo obtain Bump-Up Rate/APY all deposited funds must be new to Canton Co-operative Bank | 4.15% | $205 |
Sources (1)
- cantoncoopbank.com/rates · captured Oct 9, 2026
IRA CDs
Up to 4.10%APY · 6 terms
Minimum deposit to open is $1,000.00. A minimum daily balance of $10.00 is required to earn the APY. Penalty for early withdrawal. IRAs are subject to limitations and/or penalties imposed by the IRS.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.50% | $62 |
| 6 months | 4.10% | $203 |
| 12 months | 1.00% | $100 |
| 24 months | 1.51% | $304 |
| 36 months | 2.75% | $848 |
| 48 months | 2.25% | $931 |
Sources (1)
- cantoncoopbank.com/rates · captured Oct 9, 2026
10-Month IRA CD Special
Up to 3.35%APY · 1 term
Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal. IRAs are subject to limitations and/or penalties imposed by the IRS.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 10 monthsExisting funds | 3.25% | $270 |
| 10 monthsTo obtain Bump-Up Rate/APY all deposited funds must be new to Canton Co-operative Bank | 3.35% | $278 |
Sources (1)
- cantoncoopbank.com/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.