Credit union · NCUA insured
Scenic Community Credit Union
Top CarrotA $160.8M credit union headquartered in Hixson, TN, with 14,213 members and 4 branches in Tennessee. Best rates: CDs 4.16% APY.
Scenic Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#7 of 28 in Chattanooga, TN-GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Scenic Community Credit Union
Chartered in 1954 as Chattanooga DuPont Nylon Employees Credit Union, the member-owned institution was organized to serve the financial needs of plant employees in southeast Tennessee.
Following mergers with four credit unions and earlier operations as Dupont Community Credit Union, it adopted the Scenic Community Credit Union name in 2015.
- Headquarters
- 4503 Hixson Pike, Hixson, TN 37343
- NCUA charter
- 67747
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Catoosa County, Walker County, or Dade County, Georgia are eligible to join.
- Individuals who live, work, worship, volunteer, or go to school in Hamilton County, Sequatchie County, or Marion County, Tennessee are eligible to join.
Family and household
- Immediate family and household members of individuals who meet the geographic eligibility criteria are eligible to join.
Other ways
- Businesses and organizations that meet the eligibility criteria are eligible to join.
Branches
4 branches in Tennessee
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Tennessee
4 branches
- Scenic Community Credit UnionMain office4503 Hixson Pike, Hixson, TN 37343Directions
- Scenic Community Credit Union8171 E Brainerd Rd, Chattanooga, TN 37421Directions
- Scenic Community Credit Union9227 Lee Hwy, Ooltewah, TN 37363Directions
- Scenic Community Credit Union8821 Consolidated Dr, Soddy-Daisy, TN 37379Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.37% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.46% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.00% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio9.37%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.46%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.00%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Scenic Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.