Bank · FDIC insured
Commercial Bank
A $282.9M bank headquartered in St. Louis, MO, with 4 branches in Missouri. Best rates: CDs 4.16% and savings 0.50% APY.
Commercial Bank Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#33 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Commercial Bank
Commercial Bank opened its first location in December 1988 in West Port.
The bank later expanded by opening branches in Florissant in 1997, Chesterfield Valley in 2005, and Manchester Road in 2014.
Today, Commercial Bank operates four branch locations across the West County area.
- Headquarters
- 2330 West Port Plaza Dr, St. Louis, MO 63146
- FDIC certificate
- 27409 ↗
Branches
4 branches in Missouri
Loading map…
Missouri
4 branches
- Commercial BankMain office2330 West Port Plaza Dr, St. Louis, MO 63146Directions
- Chesterfield Branch703 Long Road Crossing Dr, Chesterfield, MO 63005Directions
- Florissant Branch400 W Washington St, Florissant, MO 63031Directions
- Machester Branch2197 S Mason Rd, St. Louis, MO 63131Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.93% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.46% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio7.93%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.46%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Commercial Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.