Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1201–1215 of 6,757 results
- LNB Community BankCertificates of DepositCD · 7 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$243 over 7 months on $10,000Requirements
Product: Penalties may apply for early withdrawal of funds. Interest earned can be added to Certificate, mailed by check, or deposited into an LNB Community Bank checking or savings account.
4.16% interest rate · Effective Sep 22, 2026
Rate checked
More details - Educators CUShare CertificateCD · 7 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$243 over 7 months on $10,000intro rateRequirements
Product: Rates are for new share certificates only. Penalty will or may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: 7 Month Special. New share certificates only. Penalty will or may be imposed for early withdrawal.
Promotional rate · 4.14% interest rate · Effective Oct 1, 2026
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More details - BankNorthCertificate of Deposit SpecialsCD · 7 months · $5,000 min
Bank · Add a location to see nearby branches
4.20%APY$243 over 7 months on $10,000intro rateRequirements
Product: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
Promotional rate · 4.16% interest rate · Effective Sep 30, 2026
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More details - Red Wing Credit UnionCertificates of DepositCD · 8 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$278 over 8 months on $10,000Requirements
Product: Membership required: open to citizens who live, work, worship, attend school, or transact business/other legal entities in Goodhue County, MN, or select employer groups/family members, with a $25 minimum deposit into a Share Savings Account.
4.12% interest rate · Effective Sep 25, 2026
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More details - 4.20%APY$278 over 8 months on $10,000
4.14% interest rate · Effective Jun 30, 2026
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More details - Maspeth Federal SavingsCertificate of DepositCD · 9 months · $1,500 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000Requirements
Product: Competitive yields Flexible terms from six months to five years Interest rates compounded continuously on all but the 6-month CD, which earns simple interest. Penalty for early withdrawal. CDs will automatically renew at maturity unless customer chooses otherwise. Minimum balance required to achieve stated APY. Daily balance method.
Offer: Term: 9 months. Interest compounded continuously.
4.06% interest rate · Effective Oct 23, 2026
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More details - EastRise Credit UnionFixed-Rate CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.
Offer: The 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity.
Promotional rate · Effective Oct 14, 2026
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More details - MemberSource Credit Union9-Month Share CertificateCD · 9 months · $5,000 min
Credit union · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000intro rateRequirements
Product: Limited-time promotional offer valid starting July 10th. Membership account must be opened and funds must be new deposits from another source. Not available on Term Share IRA Certificates.
Offer: Promotional rate. $5,000 minimum deposit of new money to MSCU required.
Promotional rate
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More details - Kerndt Brothers Savings BankCertificates of DepositsCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,000Requirements
Product: Terms available from 182 days to 60 months. Interest is calculated using the daily balance method and is compounded and credited quarterly. Early withdrawal penalties may apply.
Effective Oct 5, 2026
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More details - Oklahoma Capital BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$313 over 9 months on $10,0004.12% interest rate · Effective Sep 25, 2026
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More details - PrimeWay Federal Credit UnionPromotional Certificate of DepositCD · 10 months · $1,000 min
Credit union · Add a location to see nearby branches
4.20%APY$349 over 10 months on $10,000intro rate - 4.20%APY$349 over 10 months on $10,000
Requirements
Product: Rates as high as stated on featured rates.
Offer: Featured rate 'As High As 4.20%'.
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More details - Needham BankPersonal Certificate of DepositCD · 11 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$384 over 11 months on $10,0004.11% interest rate · Effective Sep 29, 2026
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More details - 4.20%APY$384 over 11 months on $10,000
Requirements
Product: Personal and business accounts only. No municipalities or institutional funds. Early withdrawal penalties may apply. Fees could reduce earnings on the account.
Offer: Minimum $1,000 deposit required to open the account and obtain the advertised APY. Personal and business accounts only. No municipalities or institutional funds. Early withdrawal penalties may apply. Fees could reduce earnings on the account.
Effective Oct 12, 2026
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More details - 4.20%APY$384 over 11 months on $10,000
Requirements
Product: Early withdrawal penalty equal to CD term. Interest compounds every 3 months. Minimum balance to earn stated APY is $0.01.
Offer: Early withdrawal penalty equal to CD term. Interest compounds every 3 months. Minimum balance to earn stated APY is $0.01.
4.13% interest rate
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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