Bank · FDIC insured
Maspeth Federal Savings
A $2.2B bank headquartered in Maspeth, NY, with 7 branches in New York. Best rates: CDs 3.80% and savings 0.50% APY.
Maspeth Federal Savings Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#105 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Maspeth Federal Savings
Founded in 1947, Maspeth Federal Savings is a community bank serving Queens and Long Island.
- Headquarters
- 5618 69th St, Maspeth, NY 11378
- FDIC certificate
- 30303 ↗
Branches
7 branches in New York
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New York
7 branches
- Maspeth Federal Savings and Loan AssociationMain office5618 69th St, Maspeth, NY 11378Directions
- Astoria Ny Branch3142 Steinway St, Astoria, NY 11103Directions
- 101-09 Metropolitan Ave Branch10109 Metropolitan Ave, Forest Hills, NY 11375Directions
- 801 Jericho Turnpike Branch801 Jericho Tpke, New Hyde Park, NY 11040Directions
- 185-18 Horace Harding Expy Branch185-18 Horace Harding Expy, New York City, NY 11365Directions
- 64-19 Woodhaven Blvd Branch6419 Woodhaven Blvd, Rego Park, NY 11374Directions
- Ridgewood Branch6660 Fresh Pond Rd, Ridgewood, NY 11385Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 34.89% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.22% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.10% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $140 | $88 | — |
- CapitalLeverage ratio34.89%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.22%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.10%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$140Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Maspeth Federal Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.