Credit union · NCUA insured
EastRise Credit Union CD Rates
Top CarrotEastRise Credit Union’s best CD rate is 4.20% APY on a 9-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How EastRise Credit Union’s CD rates compare
Compared with banks and credit unions near Burlington, VT, where EastRise Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
EastRise Credit Union
4.20%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $313
Fixed-Rate Certificates
Top rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
2nd-highest rate
The Business Bank
4.25%APY
- Term
- 5 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $175
EastRise Credit Union CD score
87
CD score
Higher than 76% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo4.20%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.65%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EastRise Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Fixed-Rate Certificates
Up to 4.20%APY · 8 terms
Early withdrawal penalties may apply to certificates. Fees may reduce earnings. Minimum to open is $500. Add-on deposit option is not available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 9 monthsThe 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity | 4.20% | $313 |
| 10 monthsThe 10-month Certificate Special will be offered for a limited time and will renew to the 1-year term at maturity | 4.05% | $336 |
| 12 months | 3.55% | $355 |
| 24 months | 3.55% | $723 |
| 36 months | 3.65% | $1,135 |
| 48 months | 3.65% | $1,542 |
| 60 months | 3.65% | $1,963 |
Sources (1)
- eastrise.com/personal/certificates · captured Oct 14, 2026
Future Saver Plus Variable Rate Certificates
3.24%APY on $10,000
Tiered rate variable certificate where specified dividend rate for a tier applies only to the portion of the account balance within that tier. Early withdrawal penalties may apply. Fees may reduce earnings.
| Part of the balance | Rate on that part |
|---|---|
| Up to $5,000 | 3.93% |
| Over $5,000 | 2.47% |
On $10,000 the tiers blend to about 3.24% APY, earning $324 a year.
Sources (1)
- eastrise.com/personal/certificates · captured Oct 14, 2026
Future Saver Variable Rate Certificates
2.50%APY · 1 term
Variable-rate certificate. Minimum to open is $25. Add-on deposit option is available. Early withdrawal penalties may apply. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.50% | $250 |
Sources (1)
- eastrise.com/personal/certificates · captured Oct 14, 2026
Special-purpose accounts
Variable Rate Individual Retirement Account (IRA) Certificates
4.07%APY · 1 term
Early withdrawal penalties may apply. Fees could reduce earnings.
| Term | APY · Up to $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 months | 4.07% | 4.23% | 4.07%4.23% from $25k | $617 |
Sources (1)
- eastrise.com/iras · captured Oct 14, 2026
Fixed Rate Individual Retirement Account (IRA) Certificates
Up to 4.20%APY · 8 terms
Early withdrawal penalties may apply to Certificates. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.00% | $149 |
| 9 monthsThe 9-month Certificate Special is available with new money only (funds not currently on deposit at EastRise). Offered for a limited time and will renew to the 1-year term at maturity | 4.20% | $313 |
| 10 monthsThe 10-month Certificate Special will be offered for a limited time and will renew to the 1-year term at maturity | 4.05% | $336 |
| 12 months | 3.55% | $355 |
| 24 months | 3.55% | $723 |
| 36 months | 3.65% | $1,135 |
| 48 months | 3.65% | $1,542 |
| 60 months | 3.65% | $1,963 |
Sources (1)
- eastrise.com/iras · captured Oct 14, 2026
Who can join EastRise Credit Union
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