Credit union · NCUA insured
MemberSource Credit Union
Top CarrotA $205.4M credit union headquartered in Houston, TX, with 14,907 members and 5 branches in Texas. Best rates: CDs 4.20% and savings 0.15% APY.
MemberSource Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#6 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About MemberSource Credit Union
MemberSource Credit Union is a not-for-profit cooperative headquartered in Houston, Texas.
- Headquarters
- 10100 Richmond Ave, Houston, TX 77042
- NCUA charter
- 68440
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals may be eligible to join MemberSource Credit Union through their employer or Select Employee Group (SEG).
Cost to join
- Opening a savings account requires a $5 deposit.
Branches
5 branches in Texas
Loading map…
Texas
5 branches
- WestchaseMain office10100 Richmond Ave, Houston, TX 77042Directions
- 290 Office12930 Northwest Fwy, Houston, TX 77040Directions
- Williams Tower2800 Post Oak Blvd Fl 56, Houston, TX 77056Directions
- Sugar Land16535 Lexington Blvd Ste 145, Sugar Land, TX 77479Directions
- Anadarko1201 Lake Robbins Dr, The Woodlands, TX 77380Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.45% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.40% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.13% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio12.45%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.40%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.13%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of MemberSource Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.