Credit union · NCUA insured
EastRise Credit Union
Top CarrotA $3.2B credit union, the 158th largest of 4,329, headquartered in Williston, VT, with 176,876 members and 16 branches in Vermont. Best rates: CDs 4.20% and savings 1.50% APY.
EastRise Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#2 of 16 in Burlington, VT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About EastRise Credit Union
EastRise Credit Union was formed when New England Federal Credit Union and Vermont State Employees Credit Union came together in 2023.
Its founding members first came together over 75 years ago in Vermont to provide local alternatives to traditional banks.
- Headquarters
- 141 Harvest Ln, Williston, VT 05495-7331
- NCUA charter
- 19263
Branches
16 branches in Vermont
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Vermont
16 branches
Burlington area · 9
- Harvest LaneMain office141 Harvest Ln, Williston, VT 05495Directions
- Burlington125 Saint Paul St, Burlington, VT 05401Directions
- HealthcareUniversity of VT Medical Center-McClure 2 Connector, 111 Colchester Ave, Burlington, VT 05401Directions
- Colchester Service Center18 Lower Mountain View Dr, Colchester, VT 05446Directions
- IBM Building 9691000 River St, Essex Junction, VT 05452Directions
- Pearl Street74 Pearl St, Essex Junction, VT 05452Directions
- Shelburne Road1000 Shelburne Rd, South Burlington, VT 05403Directions
- St. Albans295 Tuckers Way, St. Albans, VT 05478Directions
- Williston1755 Essex Rd, Williston, VT 05495Directions
Barre area · 3
- Berlin365 Paine Tpke N, Berlin, VT 05602Directions
- Bailey Ave1 Bailey Ave, Montpelier, VT 05602Directions
- Waterbury27 S Main St, Waterbury, VT 05676Directions
Bennington area · 1
- Bennington194 North St, Bennington, VT 05201Directions
Brattleboro area · 1
- Brattleboro499 Canal St, Brattleboro, VT 05301Directions
Rutland area · 1
- Rutland72 Seward Rd, Rutland, VT 05701Directions
St. Johnsbury area · 1
- St Johnsbury1036 Memorial Dr, St. Johnsbury, VT 05819Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.32% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.60% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.15% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalNet worth ratio12.32%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.60%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.15%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of EastRise Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.