Bank · FDIC insured
Western State Bank CD Rates
Western State Bank’s best CD rate is 4.20% APY on an 11-month CD. Terms run from 11 months to 18 months. Rates checked October 22, 2026.
How Western State Bank’s CD rates compare
Compared with banks and credit unions in Arizona, where Western State Bank has the most branches. $10,000, best rate first.
This bank’s best
Western State Bank
4.20%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $384
CD Special
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
AERO Financial
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Special
4.20%APY · 2 terms
Personal and business accounts only. No municipalities or institutional funds. Early withdrawal penalties may apply. Fees could reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsMinimum $1,000 deposit required to open the account and obtain the advertised APY. Personal and business accounts only. No municipalities or institutional funds. Early withdrawal penalties may apply. Fees could reduce earnings on the account | 4.20% | $384 |
| 18 monthsMinimum $1,000 deposit required to open the account and obtain the advertised APY. Personal and business accounts only. No municipalities or institutional funds. Early withdrawal penalties may apply. Fees could reduce earnings on the account | 4.20% | $637 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.