Bank · FDIC insured
LNB Community Bank CD Rates
LNB Community Bank’s best CD rate is 4.20% APY on a 7-month CD. Terms run from 3 months to 7 years. Rates checked October 15, 2026.
How LNB Community Bank’s CD rates compare
Compared with banks and credit unions near Evansville, IN, where LNB Community Bank has the most branches. $10,000, best rate first.
This bank’s best
LNB Community Bank
4.20%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $243
Certificates of Deposit
Top rate
Banterra Bank
4.40%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,379
2nd-highest rate
Indiana Members Credit Union
4.35%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $472
LNB Community Bank CD score
91
CD score
Higher than 92% of U.S. banks and credit unions
- 3–8 months3–8 mo4.20%
- 9–15 months9–15 mo4.11%
- 16–30 months16–30 mo3.79%
- 31–60 months31–60 mo4.04%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LNB Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.20%APY · 17 terms
Penalties may apply for early withdrawal of funds. Interest earned can be added to Certificate, mailed by check, or deposited into an LNB Community Bank checking or savings account.
| Term | APY · Any balance | APY · Up to $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 2.01% | — | — | 2.01% | $50 |
| 5 months | 3.79% | — | — | 3.79% | $156 |
| 6 months<$10M | — | 2.01% | — | —2.01% to $10k | — |
| 6 months$10M or > | — | — | 3.56% | 3.56% | $176 |
| 7 months | 4.20% | — | — | 4.20% | $243 |
| 9 months | 3.79% | — | — | 3.79% | $283 |
| 11 months | 4.11% | — | — | 4.11% | $376 |
| 12 months | 3.82% | — | — | 3.82% | $382 |
| 12 months1 Year Relationship | 4.04% | — | — | 4.04% | $404 |
| 15 monthsContact bank for details | 2.01% | — | — | 2.01% | $252 |
| 18 months | 2.01% | — | — | 2.01% | $303 |
| 18 monthsTDOA - Var (Variable rate) | 1.00% | — | — | 1.00% | $150 |
| 24 months | 2.53% | — | — | 2.53% | $512 |
| 24 months2 Years Relationship | 3.79% | — | — | 3.79% | $772 |
| 30 months | 2.79% | — | — | 2.79% | $712 |
| 36 months | 2.79% | — | — | 2.79% | $861 |
| 36 months3 Years Relationship | 3.53% | — | — | 3.53% | $1,097 |
| 42 months | 3.04% | — | — | 3.04% | $1,105 |
| 42 months42 Months Relationship | 3.28% | — | — | 3.28% | $1,196 |
| 48 months | 3.04% | — | — | 3.04% | $1,273 |
| 48 months4 Years Relationship | 3.28% | — | — | 3.28% | $1,378 |
| 50 months50 Months Relationship | 3.28% | — | — | 3.28% | $1,439 |
| 60 months<$10M | — | 3.28% | — | —3.28% to $10k | — |
| 60 months$10M and > | — | — | 3.56% | 3.56% | $1,911 |
| 60 months5 Years Relationship | 4.04% | — | — | 4.04% | $2,190 |
| 84 months | 3.02% | — | — | 3.02% | $2,315 |
| 84 months7 Years Relationship; Contact bank for details | 4.04% | — | — | 4.04% | $3,195 |
Special-purpose accounts
Individual Retirement Accounts (IRA)
Up to 4.20%APY · 17 terms
Traditional IRAs, Roth IRAs, and Coverdell Education Savings Accounts (CESA) available. Tax penalty may be imposed for withdrawal prior to age 59 1/2. Penalties may apply for early withdrawal of funds. 18-month variable rate IRA allows deposits whenever wished. Available at the same rate and terms as Certificates of Deposit.
| Term | APY · Any balance | APY · Up to $10,000 | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 2.01% | — | — | 2.01% | $50 |
| 5 months | 3.79% | — | — | 3.79% | $156 |
| 6 months<$10M | — | 2.01% | — | —2.01% to $10k | — |
| 6 months$10M or > | — | — | 3.56% | 3.56% | $176 |
| 7 months | 4.20% | — | — | 4.20% | $243 |
| 9 months | 3.79% | — | — | 3.79% | $283 |
| 11 months | 4.11% | — | — | 4.11% | $376 |
| 12 months | 3.82% | — | — | 3.82% | $382 |
| 12 months1 Year Relationship | 4.04% | — | — | 4.04% | $404 |
| 15 monthsContact bank for details | 2.01% | — | — | 2.01% | $252 |
| 18 months | 2.01% | — | — | 2.01% | $303 |
| 18 months18-month variable rate IRA (TDOA - Var) allows deposits whenever wished | 1.00% | — | — | 1.00% | $150 |
| 24 months | 2.53% | — | — | 2.53% | $512 |
| 24 months2 Years Relationship | 3.79% | — | — | 3.79% | $772 |
| 30 months | 2.79% | — | — | 2.79% | $712 |
| 36 months | 2.79% | — | — | 2.79% | $861 |
| 36 months3 Years Relationship | 3.53% | — | — | 3.53% | $1,097 |
| 42 months | 3.04% | — | — | 3.04% | $1,105 |
| 42 months42 Months Relationship | 3.28% | — | — | 3.28% | $1,196 |
| 48 months | 3.04% | — | — | 3.04% | $1,273 |
| 48 months4 Years Relationship | 3.28% | — | — | 3.28% | $1,378 |
| 50 months50 Months Relationship | 3.28% | — | — | 3.28% | $1,439 |
| 60 months<$10M | — | 3.28% | — | —3.28% to $10k | — |
| 60 months$10M and > | — | — | 3.56% | 3.56% | $1,911 |
| 60 months5 Years Relationship | 4.04% | — | — | 4.04% | $2,190 |
| 84 months | 3.02% | — | — | 3.02% | $2,315 |
| 84 months7 Years Relationship; Contact bank for details | 4.04% | — | — | 4.04% | $3,195 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.