Credit union · NCUA insured
Red Wing Credit Union CD Rates
Red Wing Credit Union’s best CD rate is 4.20% APY on an 8-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Red Wing Credit Union’s CD rates compare
Compared with banks and credit unions near Red Wing, MN, where Red Wing Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Red Wing Credit Union
4.20%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $278
Certificates of Deposit
Top rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
2nd-highest rate
Security State Bank Wanamingo
4.27%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $463
Red Wing Credit Union CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo4.20%
- 9–15 months9–15 mo1.51%
- 16–30 months16–30 mo2.80%
- 31–60 months31–60 mo2.52%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Red Wing Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.20%APY · 9 terms
Membership required: open to citizens who live, work, worship, attend school, or transact business/other legal entities in Goodhue County, MN, or select employer groups/family members, with a $25 minimum deposit into a Share Savings Account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.01% | $25 |
| 6 months | 1.01% | $50 |
| 8 months | 4.20% | $278 |
| 12 months | 1.51% | $151 |
| 24 months | 1.51% | $304 |
| 30 months | 2.80% | $715 |
| 36 months | 1.76% | $537 |
| 48 months | 2.02% | $833 |
| 60 months | 2.52% | $1,325 |
Special-purpose accounts
IRA CDs
Up to 4.20%APY · 9 terms
Membership required: open to citizens who live, work, worship, attend school, or transact business/other legal entities in Goodhue County, MN, or select employer groups/family members, with a $25 minimum deposit into a Share Savings Account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.01% | $25 |
| 6 months | 1.01% | $50 |
| 8 months | 4.20% | $278 |
| 12 months | 1.51% | $151 |
| 24 months | 1.51% | $304 |
| 30 months | 2.80% | $715 |
| 36 months | 1.76% | $537 |
| 48 months | 2.02% | $833 |
| 60 months | 2.52% | $1,325 |
Who can join Red Wing Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.