Best CD rates and certificates

Requirements

Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.

Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.

Requirements

Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.

Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.

Requirements

Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.

Offer: Renewal Only. Promotional rate.

Requirements

Product: Quarterly compounding. A penalty for early withdrawal may be imposed. Minimum balance to open is $500 or $1,000 depending on the term.

Offer: Term is 18 Months. Compounded quarterly.

Requirements

Product: Must meet membership eligibility requirements. Early withdrawal penalty applies and may reduce earnings.

Offer: Certificate Special. Limited time only. Limited to $1,000,000 maximum per social security number.

Requirements

Product: Limited time offer. Penalty for early withdrawal.

Offer: Limited time offer. Penalty for early withdrawal.

Requirements

Product: Eligible on personal accounts only. Early withdrawals subject to penalty (Term of 1 year or less: 3 months' interest; Terms of 1 year to 5 years: 6 months' interest; Term over 5 years: 1 year interest). Renews automatically upon maturity after 6-day grace period. No setup or maintenance fees.

Requirements

Product: $1,000 minimum investment amount. 30 day–5 year terms available. Fees are assessed on early withdrawals or premature closing.

Offer: CD Special. A minimum deposit of $1,000 is required to receive the promotional rate. Upon maturity, automatically renews into the closest preceding term unless other instructions are provided. Not available for brokered deposits or for non-customers outside market area.

Requirements

Product: Limited-time special CD offer available in Maine for accounts opened starting January 5, 2026. Promotional rates for a limited time on new money only (funds cannot currently be deposited at NBT Bank). CD accounts must be opened in branch (Portland Bayside branch). At maturity, renewed into regular CD product at the current rate available. A penalty will be assessed for early withdrawal.

Offer: 4 Month CD promotional rate on new money only. Must be opened in branch in Portland Bayside, Maine.

Requirements

Product: $500 minimum to open; no monthly maintenance fees; interest compounded and credited quarterly; early withdrawal penalties apply.

Offer: New money only. Promo.

Requirements

Product: Must purchase and maintain the minimum required share(s) ($5.00 par value, 1 share) and pay a nonrefundable membership fee of $5.00. Dividends compounded and credited quarterly.

Offer: Fixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies.

Requirements

Product: minimum investment of only $500 3 to 60 month terms available dividend rate fixed for the term of the certificate APY (Annual Percentage Yield) based on the assumption that dividends remain on deposit until certificate matures dividends compounded and posted quarterly penalty for early withdrawal funds insured up to $250,000 by the NCUA, National Credit Union Administration

Offer: Penalty for early withdrawal.

Requirements

Product: Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.

Offer: Accurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed.

Requirements

Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.

Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.

Requirements

Product: Wayne Bank provides a full range of options with high interest for Certificate of Deposit investors. Consult a tax advisor regarding tax implications involved in IRAs.

Offer: 20 Month Promo with Checking Account