Credit union · NCUA insured
UFCW Community Federal Credit Union
A $179.5M credit union headquartered in Wyoming, PA, with 15,563 members and 1 branch in Pennsylvania. Best rates: CDs 4.00% and savings 0.25% APY.
UFCW Community Federal Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#6 of 30 in Scranton, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About UFCW Community Federal Credit Union
Founded in 1956 to provide financial security for union workers and their families, UFCW Community Federal Credit Union is a member-owned, not-for-profit financial institution.
Originally established as RCU 1687 FCU and later named UFCW FCU, it became a community credit union in 2015 and operates four Pennsylvania branches in Wyoming, Kingston, Hanover Township, and Pittston.
The credit union serves individuals who live, work, worship, or attend school across Luzerne, Lackawanna, and Wyoming counties.
- Headquarters
- 377 Wyoming Ave, Wyoming, PA 18644
- NCUA charter
- 10973
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties are eligible for membership.
Family and household
- Immediate family members of existing UFCW Community Federal Credit Union members are eligible to join.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- WyomingMain office377 Wyoming Ave, Wyoming, PA 18644Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.35% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.18% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.55% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $37 | $76 | — |
- CapitalNet worth ratio15.35%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.18%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.55%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$37Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of UFCW Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.