Bank · FDIC insured
Peoples Security Bank & Trust CD Rates
Top CarrotPeoples Security Bank & Trust’s best CD rate is 4.00% APY on an 18-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Peoples Security Bank & Trust’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where Peoples Security Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Peoples Security Bank & Trust
4.00%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $606
Pick Your Term CD Special
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Peoples Security Bank & Trust CD score
84
CD score
Higher than 67% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo1.10%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Security Bank & Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Pick Your Term CD Special
Up to 4.00%APY · 5 terms
Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNew money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates | 3.85% | $191 |
| 9 monthsNew money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates | 3.85% | $287 |
| 12 monthsNew money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates | 3.85% | $385 |
| 18 monthsNew money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates | 4.00% | $606 |
| 24 monthsNew money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates | 4.00% | $816 |
Sources (3)
- psbt.com
- psbt.com/Learn/Resources/Deposit-Rates
- psbt.com/Banking/Personal-Bank…/Certificates-of-Deposit
All captured Oct 6, 2026
Relationship Certificates of Deposit
Up to 2.50%APY · 9 terms
Primary account holder must have at least one active consumer checking account with direct deposit, online banking, and a debit card. Minimum to open $1,000. APYs and interest rates accurate as of 2026-09-17.
| Term | APY · Up to $50,000 | APY · $50,000 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 – $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 1.00% | 1.25% | 1.50% | 1.74% | 1.00%1.25% $50k–$100k1.50% $100k–$250k1.74% $250k–$1,000k | $25 |
| 6 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 2.50% | 2.95% | 3.10% | 3.30% | 2.50%2.95% $50k–$100k3.10% $100k–$250k3.30% $250k–$1,000k | $124 |
| 9 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 2.50% | 2.95% | 3.10% | 3.30% | 2.50%2.95% $50k–$100k3.10% $100k–$250k3.30% $250k–$1,000k | $187 |
| 12 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 2.50% | 2.95% | 3.10% | 3.30% | 2.50%2.95% $50k–$100k3.10% $100k–$250k3.30% $250k–$1,000k | $250 |
| 18 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 1.50% | 1.75% | 1.90% | 2.00% | 1.50%1.75% $50k–$100k1.90% $100k–$250k2.00% $250k–$1,000k | $226 |
| 24 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 1.40% | 1.65% | 1.80% | 1.90% | 1.40%1.65% $50k–$100k1.80% $100k–$250k1.90% $250k–$1,000k | $282 |
| 36 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 1.35% | 1.60% | 1.70% | 1.85% | 1.35%1.60% $50k–$100k1.70% $100k–$250k1.85% $250k–$1,000k | $410 |
| 48 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 1.30% | 1.55% | 1.65% | 1.80% | 1.30%1.55% $50k–$100k1.65% $100k–$250k1.80% $250k–$1,000k | $530 |
| 60 monthsRelationship CD: active consumer checking with direct deposit, online banking, and debit card | 1.25% | 1.50% | 1.60% | 1.75% | 1.25%1.50% $50k–$100k1.60% $100k–$250k1.75% $250k–$1,000k | $641 |
Sources (1)
- psbt.com/Learn/Resources/Deposit-Rates · captured Oct 6, 2026
Certificates of Deposit
Up to 1.75%APY · 9 terms
Fixed-rate consumer CDs; terms from 3 to 60 months. Minimum to open $1,000. APYs and interest rates accurate as of 2026-10-05. Maintain a minimum daily balance of $0.01 to obtain the disclosed APY. Interest compounded and credited quarterly on Pick Your Term specials; standard compounding not fully specified for these tiers.
| Term | APY · Up to $50,000 | APY · $50,000 – $100,000 | APY · $100,000 – $250,000 | APY · $250,000 – $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 months | 0.50% | 0.75% | 1.00% | 1.24% | 0.50%0.75% $50k–$100k1.00% $100k–$250k1.24% $250k–$1,000k | $12 |
| 6 months | 1.54% | 1.90% | 2.30% | 2.70% | 1.54%1.90% $50k–$100k2.30% $100k–$250k2.70% $250k–$1,000k | $77 |
| 9 months | 1.75% | 1.95% | 2.70% | 2.90% | 1.75%1.95% $50k–$100k2.70% $100k–$250k2.90% $250k–$1,000k | $131 |
| 12 months | 1.60% | 2.40% | 2.55% | 2.75% | 1.60%2.40% $50k–$100k2.55% $100k–$250k2.75% $250k–$1,000k | $160 |
| 18 months | 1.24% | 1.49% | 1.64% | 1.74% | 1.24%1.49% $50k–$100k1.64% $100k–$250k1.74% $250k–$1,000k | $187 |
| 24 months | 1.15% | 1.40% | 1.55% | 1.65% | 1.15%1.40% $50k–$100k1.55% $100k–$250k1.65% $250k–$1,000k | $231 |
| 36 months | 1.10% | 1.35% | 1.45% | 1.60% | 1.10%1.35% $50k–$100k1.45% $100k–$250k1.60% $250k–$1,000k | $334 |
| 48 months | 1.05% | 1.30% | 1.40% | 1.55% | 1.05%1.30% $50k–$100k1.40% $100k–$250k1.55% $250k–$1,000k | $427 |
| 60 months | 1.00% | 1.25% | 1.35% | 1.50% | 1.00%1.25% $50k–$100k1.35% $100k–$250k1.50% $250k–$1,000k | $510 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Relationship IRA CD
Up to 2.50%APY · 4 terms
12/24/48/60 Month Relationship IRA/Roth. For Relationship IRAs, the primary account holder must have at least one active consumer checking account that has direct deposit, online banking, and a debit card. APY is based on a balance of $1,000. Minimum opening deposit $1,000. APYs and interest rates accurate as of 2026-09-17.
| Term | APY · $1,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 – $249,999 | APY · $250,000 – $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 12 monthsRelationship IRA: active consumer checking with direct deposit, online banking, and debit card | 2.50% | 2.95% | 3.10% | 3.30% | 2.50%2.95% $50k–$100k3.10% $100k–$250k3.30% $250k–$1,000k | $250 |
| 24 monthsRelationship IRA: active consumer checking with direct deposit, online banking, and debit card | 1.40% | 1.65% | 1.80% | 1.90% | 1.40%1.65% $50k–$100k1.80% $100k–$250k1.90% $250k–$1,000k | $282 |
| 48 monthsRelationship IRA: active consumer checking with direct deposit, online banking, and debit card | 1.30% | 1.55% | 1.65% | 1.80% | 1.30%1.55% $50k–$100k1.65% $100k–$250k1.80% $250k–$1,000k | $530 |
| 60 monthsRelationship IRA: active consumer checking with direct deposit, online banking, and debit card | 1.25% | 1.50% | 1.60% | 1.75% | 1.25%1.50% $50k–$100k1.60% $100k–$250k1.75% $250k–$1,000k | $641 |
Sources (1)
- psbt.com/Learn/Resources/Deposit-Rates · captured Oct 6, 2026
IRA CD
Up to 1.60%APY · 4 terms
IRA/Roth certificates. Traditional/Roth presented as one account schedule. APY is based on a balance of $1,000. Minimum opening deposit $1,000. APYs and interest rates accurate as of 2026-09-17.
| Term | APY · $1,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 – $249,999 | APY · $250,000 – $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 12 months12 Month IRA/Roth | — | 2.40% | 2.55% | 2.75% | —2.40% $50k–$100k2.55% $100k–$250k2.75% $250k–$1,000k | — |
| 12 months12 Month IRA/Roth. APY based on a $1,000 balance | 1.60% | — | — | — | 1.60% | $160 |
| 24 months24 Month IRA/Roth | — | 1.40% | 1.55% | 1.65% | —1.40% $50k–$100k1.55% $100k–$250k1.65% $250k–$1,000k | — |
| 24 months24 Month IRA/Roth. APY based on a $1,000 balance | 1.15% | — | — | — | 1.15% | $231 |
| 48 months48 Month IRA/Roth | — | 1.30% | 1.40% | 1.55% | —1.30% $50k–$100k1.40% $100k–$250k1.55% $250k–$1,000k | — |
| 48 months48 Month IRA/Roth. APY based on a $1,000 balance | 1.05% | — | — | — | 1.05% | $427 |
| 60 months60 Month IRA/Roth | — | 1.25% | 1.35% | 1.50% | —1.25% $50k–$100k1.35% $100k–$250k1.50% $250k–$1,000k | — |
| 60 months60 Month IRA/Roth. APY based on a $1,000 balance | 1.00% | — | — | — | 1.00% | $510 |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.