Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–14 of 14 in Scranton, PA metro · median 13.99% APR
- 8.90%APRas low as
Terms
Annual Percentage Rate for purchases, cash advances, and balance transfers. Rate as low as 8.90% APR based on creditworthiness.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Standard APR from the Credit Cards rate table; transaction type not specified.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rates as low as 9.99% APR. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Revolving terms. Rates starting at / as low as 10.99%. Rate based on creditworthiness.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 12.74%APRas low as
Terms
Rates as low as 12.74% APR. Variable rate, subject to change monthly.
Credit card score 69 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Risk-based rate as low as 13.99% APR based on credit score. No annual fee, no transaction fee, no cash advance fee, and no minimum interest charge.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Rate as low as 13.99% APR. Daily Periodic 0.0383%. No Balance Transfer Fee. Requires a minimum credit score of 660 and credit limit of $2,500.
Credit card score 63 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.74%APRas low as · up to 23.74%
15.74% APR, up to 23.74%
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 16.49%APRas low as
Terms
Variable purchase interest rate as low as 16.49% Annual Percentage Rate. Available for those that qualify for a credit line of up to $4,999.
Credit card score 61 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - PenFed Credit UnionPenFed Power Cash Rewards Visa Signature Card · No annual fee
Credit union · 1 branch
17.99%APRas low asTerms
Purchase variable APR based on creditworthiness.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Scranton, PA metro
14 banks and credit unions · checked Oct 16–22
- Typical
- 13.99%
- Top 10% up to
- 9.23%
- Banks, typical
- 16.12%
- Credit unions, typical
- 11.86%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Scranton, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch
- CityMark FCUCredit union · 6 branches