Bank · FDIC insured
First Keystone Community Bank CD Rates
First Keystone Community Bank’s best CD rate is 4.25% APY on an 18-month CD. Terms run from 9 months to 5 years. Rates checked October 16, 2026.
How First Keystone Community Bank’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where First Keystone Community Bank has the most branches. $10,000, best rate first.
This bank’s best
First Keystone Community Bank
4.25%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $644
Certificate of Deposit (CD)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
First Keystone Community Bank CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Keystone Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.25%APY · 10 terms
Quarterly compounding. A penalty for early withdrawal may be imposed. Minimum balance to open is $500 or $1,000 depending on the term.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| UnknownTerm is 182 Days. Compounded quarterly | — | — | 4.00% | — | 4.00% | $0 |
| UnknownTerm is 91 Days. Compounded quarterly | — | 0.10% | — | — | 0.10% | $0 |
| 9 months9 Month Keystone Advantage. Penalty is waived for early withdraw after the first seven days following the initial purchase. Compounded quarterly | — | — | — | 3.80% | 3.80% | $284 |
| 11 months11 Month CD Special. Compounded quarterly | — | 3.60% | — | — | 3.60% | $330 |
| 12 monthsTerm is 12 Months. Compounded quarterly | — | 0.30% | — | — | 0.30% | $30 |
| 18 monthsTerm is 18 Months. Compounded quarterly | — | 4.25% | — | — | 4.25% | $644 |
| 24 monthsTerm is 24 Months. Compounded quarterly | — | 0.40% | — | — | 0.40% | $80 |
| 35 months35 Months with Bump Up Option. Compounded quarterly | 3.00% | — | — | — | 3.00% | $900 |
| 36 monthsTerm is 36 Months. Compounded quarterly | 0.45% | — | — | — | 0.45% | $136 |
| 48 monthsTerm is 48 Months. Compounded quarterly | 0.50% | — | — | — | 0.50% | $202 |
| 60 monthsTerm is 60 Months. Compounded quarterly | 0.55% | — | — | — | 0.55% | $278 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Certificate of Deposit (CD)
Up to 3.60%APY · 7 terms
$500 minimum deposit. Interest is paid quarterly / APY based on quarterly compounding. A penalty may be imposed for early withdrawals. Available options include Traditional IRAs, Roth IRAs, SEP IRAs, and Beneficiary/Inherited IRAs.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownTerm is 182 Days. Compounded quarterly | 0.15% | — | 0.15% | $0 |
| 11 months11 Month Special. Compounded quarterly | — | 3.60% | 3.60% | $330 |
| 12 monthsTerm is 12 Months. Compounded quarterly | 0.30% | — | 0.30% | $30 |
| 24 monthsTerm is 24 Months. Compounded quarterly | 0.40% | — | 0.40% | $80 |
| 35 months35 Months with Bump Up Option. Compounded quarterly | 3.00% | — | 3.00% | $900 |
| 36 monthsTerm is 36 Months. Compounded quarterly | 0.45% | — | 0.45% | $136 |
| 60 monthsTerm is 60 Months. Compounded quarterly | 0.55% | — | 0.55% | $278 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.