Bank · FDIC insured
The Honesdale National Bank CD Rates
The Honesdale National Bank’s best CD rate is 4.01% APY on an 18-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Honesdale National Bank’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where The Honesdale National Bank has the most branches. $10,000, best rate first.
This bank’s best
The Honesdale National Bank
4.01%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $607
Certificates of Deposit (CDs)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
The Honesdale National Bank CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo0.40%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo4.01%
- 31–60 months31–60 mo0.85%
- QualifiedQualified4.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Honesdale National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.01%APY · 9 terms
$1,000 minimum investment amount. 30 day–5 year terms available. Fees are assessed on early withdrawals or premature closing.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.35% | $9 |
| 6 months | 0.40% | $20 |
| 10 monthsCD Special. A minimum deposit of $1,000 is required to receive the promotional rate. Upon maturity, automatically renews into the closest preceding term unless other instructions are provided. Not available for brokered deposits or for non-customers outside market area | 3.85% | $320 |
| 12 months | 0.50% | $50 |
| 18 monthsCD Special. A minimum deposit of $1,000 is required to receive the promotional rate. Upon maturity, automatically renews into the closest preceding term unless other instructions are provided. Not available for brokered deposits or for non-customers outside market area | 4.01% | $607 |
| 24 months | 0.60% | $120 |
| 36 months | 0.70% | $211 |
| 48 months | 0.75% | $303 |
| 60–Unknown months | 0.85% | $432 |
Sources (4)
- hnbbank.bank/personal/savings-and-cds
- hnbbank.bank/resources/rates
- hnbbank.bank
- hnbbank.bank/personal/cd-special
All captured Oct 6, 2026
HNB Flex CD
Up to 0.40%APY · 2 terms
Allows for deposits, one rate adjustment and one penalty-free withdrawal per term. $1,000 minimum investment amount.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.30% | $15 |
| 12 months | 0.40% | $40 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificate of Deposit
0.85%APY · 1 term
$1,000 minimum investment amount. Early withdrawal penalties may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 60 months | 0.85% | $432 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.