Credit union · NCUA insured
NET Credit Union
A $344.2M credit union headquartered in Scranton, PA, with 20,066 members and 3 branches in Pennsylvania. Best rates: CDs 4.25% and savings 0.50% APY.
NET Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#7 of 30 in Scranton, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About NET Credit Union
NET Credit Union has its headquarters in Scranton, Pennsylvania.
- Headquarters
- 119 Mulberry St, Scranton, PA 18503
- NCUA charter
- 4792
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in the NET Neighborhood are eligible for membership.
Employers and groups
- Individuals who work for or are associated with one of NET's Preferred Partner Groups are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including step- and adoptive relationships) or housemates of an eligible member can join, and the primary member does not need to join first.
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
- Mulberry St OfficeMain office119 Mulberry St, Scranton, PA 18503Directions
- Olyphant1444 E Lackawanna St, Olyphant, PA 18447Directions
- Taylor Branch900 S Main St, Taylor, PA 18517Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.23% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.09% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.37% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio10.23%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.09%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of NET Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.