Credit union · NCUA insured
NET Credit Union CD Rates
NET Credit Union’s best CD rate is 4.25% APY on a 25-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How NET Credit Union’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where NET Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
NET Credit Union
4.25%APY
- Term
- 25 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $906
Share Certificates (CD)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
NET Credit Union CD score
87
CD score
Higher than 79% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo2.95%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo2.80%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NET Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD)
Up to 4.25%APY · 12 terms
Must meet membership eligibility requirements. Early withdrawal penalty applies and may reduce earnings.
| Term | APY · Any balance | APY · Up to $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.75% | — | 2.75% | $68 |
| 6 months | 2.95% | — | 2.95% | $146 |
| 6 monthsYouth certificate | 2.75% | — | 2.75% | $137 |
| 8 monthsCertificate Special. Limited time only. Limited to $1,000,000 maximum per social security number | — | 4.00% | 4.00% | $265 |
| 9 months | 2.95% | — | 2.95% | $220 |
| 12 months | 2.85% | — | 2.85% | $285 |
| 18 months | 2.85% | — | 2.85% | $431 |
| 24 months | 2.75% | — | 2.75% | $558 |
| 25 monthsCertificate Special. Limited time only. Limited to $1,000,000 maximum per social security number | — | 4.25% | 4.25% | $906 |
| 30 months | 2.75% | — | 2.75% | $702 |
| 36 months | 2.75% | — | 2.75% | $848 |
| 48 months | 2.80% | — | 2.80% | $1,168 |
| 60 months | 2.80% | — | 2.80% | $1,481 |
Sources (3)
- netcreditunion.com/deposit-rates
- netcreditunion.com/share-certificates
- netcreditunion.com/certificate_specials
All captured Oct 9, 2026
Special-purpose accounts
IRA Certificate of Deposit
4.25%APY · 1 term
Must meet membership eligibility requirements. Fixed rates for the term of the certificate. Automatically renewed at the end of term. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 25 monthsCertificate Special available in IRA Certificate of Deposits. Limited time only. Limited to $1,000,000 maximum per social security number | 4.25% | $906 |
Sources (2)
All captured Oct 9, 2026
Who can join NET Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in the NET Neighborhood are eligible for membership.
Employers and groups
- Individuals who work for or are associated with one of NET's Preferred Partner Groups are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, or grandchild, including step- and adoptive relationships) or housemates of an eligible member can join, and the primary member does not need to join first.
Membership information collected October 5, 2026.