Bank · FDIC insured
First National Bank CD Rates
First National Bank’s best CD rate is 1.50% APY on a 5-year CD. Terms run from 3 months to 61 months. Rates checked September 24, 2026.
How First National Bank’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where First National Bank has the most branches. $10,000, best rate first.
This bank’s best
First National Bank
4.00%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $434
Certificate of Deposit Specials
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $435
First National Bank CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo1.00%
- 16–30 months16–30 mo1.00%
- 31–60 months31–60 mo1.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Specials
Up to 4.00%APY · 8 terms
Must have an existing First National Bank consumer or business checking account or open a new First National Bank consumer or business checking account. Not available for rollovers or transfers from other First National Bank deposit accounts or public funds. New money may be required. Penalty for early withdrawal.
| Term | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 5 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $10,000.00. Early withdrawal penalty will be imposed | — | 3.00% | 3.00% | $124 |
| 7 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $10,000.00. Early withdrawal penalty will be imposed | — | 3.75% | 3.75% | $217 |
| 13 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed | 4.00% | — | 4.00% | $434 |
| 19 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed | 3.65% | — | 3.65% | $584 |
| 25 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed | 3.00% | — | 3.00% | $635 |
| 35 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed | 3.00% | — | 3.00% | $900 |
| 52 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed | 3.00% | — | 3.00% | $1,367 |
| 61 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $5,000.00. Early withdrawal penalty will be imposed | 3.00% | — | 3.00% | $1,621 |
Certificates of Deposit (CDs)
Up to 1.50%APY · 8 terms
Early withdrawal penalty will be imposed, if applicable. Fixed rate with interest compounded and paid quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $25 |
| 6 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $50 |
| 12 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $100 |
| 18 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $150 |
| 24 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $201 |
| 36 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $303 |
| 48 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $406 |
| 60 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.50% | $773 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 1.50%APY · 8 terms
Tax-deferred savings for retirement. Contributions subject to IRS limits and regulations; IRS 10% penalty for early withdrawal under age 59 1/2. Early withdrawal penalty will also be imposed, if applicable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $25 |
| 6 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $50 |
| 12 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $100 |
| 18 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $150 |
| 24 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $201 |
| 36 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $303 |
| 48 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.00% | $406 |
| 60 monthsAccurate as of 9/24/2026. Minimum balance to earn APY is $500.00. Early withdrawal penalty will be imposed | 1.50% | $773 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.