Credit union · NCUA insured
UFCW Community Federal Credit Union CD Rates
UFCW Community Federal Credit Union’s best CD rate is 4.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How UFCW Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Scranton, PA, where UFCW Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
UFCW Community Federal Credit Union
4.00%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $198
Share Certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
UFCW Community Federal Credit Union CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo2.50%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UFCW Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.00%APY · 6 terms
Must purchase and maintain the minimum required share(s) ($5.00 par value, 1 share) and pay a nonrefundable membership fee of $5.00. Dividends compounded and credited quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 4.00% | $198 |
| 12 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 3.50% | $350 |
| 24 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.50% | $506 |
| 36 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.50% | $769 |
| 48 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.40% | $995 |
| 60 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.30% | $1,204 |
Sources (3)
- ufcwpa.org/savings-rates
- ufcwpa.org/share-certificates-cds
- ufcwpa.org/certificate-truth-in-savings-disclosure
All captured Oct 6, 2026
Special-purpose accounts
Roth IRA Certificate
Up to 4.00%APY · 2 terms
Must purchase and maintain the minimum required share(s) ($5.00 par value, 1 share) and pay a nonrefundable membership fee of $5.00. Modified adjusted gross income must fall within IRS limits.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 4.00% | $198 |
| 12 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 3.50% | $350 |
Sources (3)
All captured Oct 6, 2026
Traditional IRA Certificate
Up to 4.00%APY · 6 terms
Must purchase and maintain the minimum required share(s) ($5.00 par value, 1 share) and pay a nonrefundable membership fee of $5.00. Earned income equal to or greater than contribution required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 4.00% | $198 |
| 12 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 3.50% | $350 |
| 24 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.50% | $506 |
| 36 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.50% | $769 |
| 48 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.40% | $995 |
| 60 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 2.30% | $1,204 |
Sources (3)
All captured Oct 6, 2026
Education IRA Certificate
3.50%APY · 1 term
Must purchase and maintain the minimum required share(s) ($5.00 par value, 1 share) and pay a nonrefundable membership fee of $5.00.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFixed rate; dividends compounded quarterly, credited quarterly; not automatic renewal; early withdrawal penalty applies | 3.50% | $350 |
Sources (2)
All captured Oct 6, 2026
Who can join UFCW Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Luzerne, Lackawanna, or Wyoming Counties are eligible for membership.
Family and household
- Immediate family members of existing UFCW Community Federal Credit Union members are eligible to join.
Membership information collected October 5, 2026.