Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1171–1185 of 6,757 results
- Idaho United Credit Union11 Month Promo CDCD · 11 months · $500 min
Credit union · Add a location to see nearby branches
4.23%APY$387 over 11 months on $10,000Requirements
Product: Rates are fixed for the term of the certificate. A penalty will be imposed for early withdrawal. Fees may reduce earnings. No institutional deposits accepted.
Offer: Minimum Balance to Open & Earn APY is $500.
4.15% interest rate · Effective Mar 30, 2026
Rate checked
More details - Unico BankCertificates of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.23%APY$459 over 13 months on $10,000Requirements
Product: Fixed interest rates for guaranteed returns. Terms range from 91 days to 60 months. No setup or maintenance fees. Interest paid monthly if compounded, deposited to a Unico Bank checking/savings account, or paid via ACH; paid quarterly if paid via check. Automatically renews at maturity unless requested otherwise at opening. Early withdrawal penalty applies.
Offer: 13 Month term. Early withdrawal penalty applies.
4.15% interest rate · Effective Sep 17, 2026
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More details - Katahdin Trust Company19 Month CD SpecialCD · 19 months · $2,500 min
Bank · Add a location to see nearby branches
4.23%APY$678 over 19 months on $10,000intro rateRequirements
Product: CD Specials require a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain the stated APY. Substantial penalty for early withdrawal. Withdrawals will reduce earnings.
Offer: Requires a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain stated APY.
Promotional rate · 4.15% interest rate · Effective Oct 20, 2026
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More details - LibertyOne Credit UnionRegular CDCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.23%APY$2,302 over 60 months on $10,000intro rateRequirements
Product: 5-Star Member rates are 1% higher. Step Up rate once during the term for a nominal fee.
Offer: 5-Star Member rates are 1% higher; Step Up rate once during the term for a nominal fee.
Promotional rate · 4.15% interest rate
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More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.23%APY$2,302 over 60 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Monthly compounding/payment available on deposits over $10,000.00.
4.15% interest rate · Effective Sep 16, 2026
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More details - Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$864 over 24 months on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, or attending school in Berlin, Boylston, Clinton, Grafton, Holden, Millbury, Northborough, Shrewsbury, Sterling, Westborough, West Boylston, or Worcester, and opening a $5 savings/share account. Dividends are credited monthly and can be compounded, transferred, or issued as a check. Automatic renewal at maturity. Early withdrawal penalty of 6 months dividends.
4.15% interest rate · Effective Oct 5, 2026
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More details - New Albin Savings BankCertificates of DepositCD · 6 months · $1,000 min · 4.22%–4.32% by balance
Bank · Add a location to see nearby branches
4.22%APY$209 over 6 months on $10,000Requirements
Product: Available terms range from 3 months to 5 years. Minimum balance to open a certificate is $1,000. Interest compounded and credited quarterly, semi-annually, or annually. Penalty for early withdrawal. APY based on quarterly compounding.
Offer: Penalty for early withdrawal. APY based on quarterly compounding.
4.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $99,999Your amount 4.22% $100,000 and up 4.32% Rate checked
More details - Central Bank UtahCertificates of DepositCD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
4.22%APYRequirements
Product: A minimum deposit of $500.00 is required to open any Certificate of Deposit. A minimum daily balance of $500 is required to earn interest. Penalty may be imposed for early withdrawal.
Offer: Term is 6 Months to 11 Months. Minimum balance $500+ to earn interest.
4.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Citizens Community BankCertificate of Deposit SpecialsCD · 17 months · $10,000 min · 4.22%–4.32% by balance
Bank · Add a location to see nearby branches
4.22%APY$603 over 17 months on $10,000with conditionsRequirements
Product: A minimum of $10,000 in new money is required to open this account and get the special rate. \"New money\" is defined as funds not currently on deposit with FCCB. Fees may reduce earnings, and a penalty may be imposed for early withdrawal. Interest is compounded quarterly, and an active checking account is required.
Offer: 17-Month CD Special; requires $10,000 minimum new money and active checking account
Qualified rate · 4.15% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate of Deposit Specials Balance APY $10,000 – $99,999Your amount 4.22% $100,000 and up 4.32% Rate checked
More details - Ingersoll Rand Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.22%APY$640 over 18 months on $10,000Requirements
Product: Dividends reported annually via 1099-INT. Early withdrawal penalties apply. Rate is based on date/time funds received and processed. NCUA insured.
Effective Oct 16, 2026
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More details - Hiawatha National BankPremium CertificateCD · 20 months · $5,000 min
Bank · Add a location to see nearby branches
4.22%APY$713 over 20 months on $10,000with conditionsRequirements
Product: Interest rate may be exchanged once during the term of the CD to that of a current 20 month CD rate. Additional deposits allowed, not to exceed $25,000.00; additional deposits must be a minimum of $1,000.00 each. Penalty for early withdrawal. To qualify for our Premium CD's and accounts, you must have two other existing bank relationships.
Offer: Interest Compounding: Quarterly. To qualify for our Premium CD's and accounts, you must have two other existing bank relationships.
Qualified rate · 4.15% interest rate
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More details - Lake Ridge BankPersonal CD SpecialsCD · 32 months · $1,000 min
Bank · Add a location to see nearby branches
4.22%APY$1,165 over 32 months on $10,000intro rateRequirements
Product: Personal CD special rate. Interest compounded and paid quarterly. Penalty for early withdrawal. $0 monthly maintenance fee. Automatically renewable CDs have a 10-day grace period. Non-renewable CDs do not pay interest after maturity.
Promotional rate · 4.15% interest rate · Effective Sep 29, 2026
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More details - Metco Credit UnionCertificates of DepositCD · 49 months · $1,000 min
Credit union · Add a location to see nearby branches
4.22%APY$1,839 over 49 months on $10,000intro rateRequirements
Offer: Limited Time Special
Promotional rate · 4.15% interest rate · Effective Oct 15, 2026
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More details - Fort Worth City CUCertificates of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.22%APY$2,296 over 60 months on $10,000Requirements
Product: $1000 Minimum deposit to open. Terms from 6-Months to 60-Months. Interest can be compounded, or deposited into your shares monthly.
4.14% interest rate · Effective Oct 19, 2026
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More details - Austin Telco Federal Credit UnionShare CertificateCD · 60 months · $1,000 min · 4.22%–4.42% by balance
Credit union · Add a location to see nearby branches
4.22%APY$2,296 over 60 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Funds must remain on deposit for the term of the certificate or penalties apply: terms of 12 months or less - 90 days dividends; terms of over 12 months - 180 days dividends. Minimum balance requirements: $1,000 for regular certificates, $95,000 for Jumbo, and $225,000 for Super Jumbo.
4.15% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $94,999Your amount 4.22% $95,000 – $224,999 4.32% $225,000 and up 4.42% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,859 CDs at 4,651 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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