Credit union · NCUA insured
Idaho United Credit Union CD Rates
Idaho United Credit Union’s best CD rate is 4.23% APY on an 11-month share certificate (CD). Terms run from 6 months to 11 months. Rates checked October 22, 2026.
How Idaho United Credit Union’s CD rates compare
Compared with banks and credit unions near Boise City, ID, where Idaho United Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Idaho United Credit Union
4.23%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $387
11 Month Promo CD
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,522
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
11 Month Promo CD
4.23%APY · 1 term
Rates are fixed for the term of the certificate. A penalty will be imposed for early withdrawal. Fees may reduce earnings. No institutional deposits accepted.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 11 monthsMinimum Balance to Open & Earn APY is $500 | 4.23% | $387 |
Sources (1)
- idahounited.org/certificate-of-deposit · captured Oct 22, 2026
6 Month Promo CD
3.90%APY · 1 term
Rates are fixed for the term of the certificate. Early withdrawal penalty will be imposed. Fees may reduce earnings. No institutional deposits accepted.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMinimum balance to open and earn APY is $500 | 3.90% | $193 |
Sources (1)
- idahounited.org/certificate-of-deposit · captured Sep 16, 2026
Who can join Idaho United Credit Union
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