Credit union · NCUA insured
Idaho United Credit Union
A $78.2M credit union headquartered in Meridian, ID, with 5,856 members and 2 branches in Idaho. Best rates: CDs 4.23% and savings 0.10% APY.
Idaho United Credit Union Carrot Score
72
Carrot Score
Higher than 31% of U.S. banks and credit unions
#21 of 35 in Boise City, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Idaho United Credit Union
- Headquarters
- 3103 E St Lukes St, Meridian, ID 83642
- NCUA charter
- 68361
Branches
2 branches in Idaho
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Idaho
2 branches
- Idaho United Credit UnionMain office3103 E St Lukes St, Meridian, ID 83642Directions
- Idaho United Credit Union333 N 13th St, Boise, ID 83702Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.90% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio8.90%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Idaho United Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.