Bank · FDIC insured
Katahdin Trust Company
A $1.2B bank headquartered in Patten, ME, with 16 branches in Maine. Best rates: CDs 4.23% and savings 0.01% APY.
Katahdin Trust Company Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#15 of 18 in Bangor, ME metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Katahdin Trust Company
Founded in Patten on March 7, 1918, Katahdin Trust Company operates 16 full-service branches throughout northern Maine, greater Bangor, and the Portland regions.
The institution is a locally owned and managed community bank whose parent company is Katahdin Bankshares Corp.
Its expansion history includes acquiring eight Peoples Heritage Bank branches in 2000 and acquiring Maine Financial Group in 2007.
- Headquarters
- 11 Main St, Patten, ME 04765
- FDIC certificate
- 12874 ↗
Branches
16 branches in Maine
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Maine
16 branches
Bangor area · 4
- Katahdin Trust CompanyMain office11 Main St, Patten, ME 04765Directions
- Broadway Bangor Branch609 Broadway, Bangor, ME 04401Directions
- Springer Drive Bangor Branch52 Springer Dr, Bangor, ME 04401Directions
- Hampden Branch57 Western Ave, Hampden, ME 04444Directions
Ashland area · 1
- Ashland Branch17 Main St, Ashland, ME 04732Directions
Caribou area · 1
- Caribou Branch105 Bennett Dr, Caribou, ME 04736Directions
Eagle Lake area · 1
- Eagle Lake Branch3440 Aroostook Rd, Eagle Lake, ME 04739Directions
Fort Fairfield area · 1
- Fort Fairfield Branch290 Main St, Fort Fairfield, ME 04742Directions
Fort Kent area · 1
- Fort Kent Branch79 W Main St, Fort Kent, ME 04743Directions
Houlton area · 1
- Houlton Branch65 North St, Houlton, ME 04730Directions
Island Falls area · 1
- Island Falls Branch1007 Crystal Rd, Island Falls, ME 04747Directions
Mars Hill area · 1
- Mars Hill Branch28 Main St, Mars Hill, ME 04758Directions
Oakfield area · 1
- Oakfield Branch200 Oakfield Smyrna Rd, Oakfield, ME 04763Directions
Presque Isle area · 1
- Presque Isle Branch6 North St, Presque Isle, ME 04769Directions
Portland area · 1
- Scarborough Branch136 Us Route 1, Scarborough, ME 04074Directions
Van Buren area · 1
- Van Buren Branch29 Main St, Van Buren, ME 04785Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.00% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.48% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.90% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalLeverage ratio10.00%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.48%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.90%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Katahdin Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.