Bank · FDIC insured
Hiawatha National Bank CD Rates
Top CarrotHiawatha National Bank’s best CD rate is 4.39% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Hiawatha National Bank’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Hiawatha National Bank has the most branches. $10,000, best rate first.
This bank’s best
Hiawatha National Bank
4.39%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $254
7 Month CD Special
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
Hiawatha National Bank CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo4.39%
- 9–15 months9–15 mo4.18%
- 16–30 months16–30 mo3.96%
- 31–60 months31–60 mo2.57%
- QualifiedQualified4.39%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hiawatha National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7 Month CD Special
4.39%APY · 1 term
Minimum opening deposit: $5,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months | 4.39% | $254 |
Sources (1)
- hnbank.com/resources/rates · captured Oct 5, 2026
Premium Certificate
4.22%APY · 1 term
Interest rate may be exchanged once during the term of the CD to that of a current 20 month CD rate. Additional deposits allowed, not to exceed $25,000.00; additional deposits must be a minimum of $1,000.00 each. Penalty for early withdrawal. To qualify for our Premium CD's and accounts, you must have two other existing bank relationships.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 20 monthsInterest Compounding: Quarterly. To qualify for our Premium CD's and accounts, you must have two other existing bank relationships | 4.22% | $713 |
Sources (2)
All captured Oct 5, 2026
14 Month Certificate of Deposit Special
4.18%APY · 1 term
Interest checks available quarterly or at maturity. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 14 monthsInterest Compounding: Quarterly | 4.18% | $489 |
Sources (2)
All captured Oct 5, 2026
25 Month CD Special
3.96%APY · 1 term
Minimum opening deposit: $2,500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 25 months | 3.96% | $843 |
Sources (1)
- hnbank.com/resources/rates · captured Oct 5, 2026
Certificate of Deposit
Up to 2.57%APY · 7 terms
Minimum opening deposit applies per tier; interest may compound quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.66% | $41 |
| 6 months | 1.76% | $88 |
| 12 months | 1.86% | $186 |
| 24 months | 1.96% | $396 |
| 36 months | 2.07% | $634 |
| 48 months | 2.27% | $939 |
| 60 months | 2.57% | $1,353 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.