Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 646–660 of 4,558 results
- Texas Trust Credit UnionTerm Share CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: Membership eligibility required. Must maintain a primary share account with a $5 balance. Deposits are not permitted during term of certificate.
3.80% interest rate · Effective Oct 5, 2026
Rate checked
More details - Fort Worth City CUCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: $1000 Minimum deposit to open. Terms from 6-Months to 60-Months. Interest can be compounded, or deposited into your shares monthly.
3.80% interest rate · Effective Oct 19, 2026
Rate checked
More details - WEE Federal Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: All dividends earned on share certificates will be forfeited if funds are withdrawn before maturity. Dividends paid at maturity.
Offer: Paid at maturity. Early withdrawal forfeits all earned dividends.
3.80% interest rate · Effective Oct 6, 2026
Rate checked
More details - Brewer Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: Dividend period is monthly. Dividends are compounded and credited monthly. A penalty may be imposed for early withdrawal. Rates are fixed for the term of the account. Certificates renew at the end of the term with a 10-day grace period.
3.80% interest rate · Effective Oct 6, 2026
Rate checked
More details - Mobility Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: Minimum opening balance of $500 for lowest tier. Minimum deposit requirements range from $500 to $250,000 depending upon the rate tier. Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available; call for rates on terms longer than 24 months. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
3.80% interest rate · Effective Sep 17, 2026
Rate checked
More details - American Bank & TrustCertificate of Deposits (CDs)CD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: Interest compounds semi-annually. Early withdrawal penalty may be imposed. No monthly fees. Bonus interest rates available with Relationship Packaging. Automatically renewable.
Offer: Requires Platinum Relationship Package Qualifications.
Effective Oct 5, 2026
Rate checked
More details - Grow FinancialCertificate AccountCD · 6–11 months · $500 min · 3.87%–3.97% by balance
Credit union · Add a location to see nearby branches
3.87%APYRequirements
Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.
Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.
3.80% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.87% $100,000 and up 3.97% Rate checked
More details - Del Norte Credit UnionCertificatesCD · 6 months · $1,000 min · 3.82%–3.92% by balance
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Dividends compounded daily and paid monthly.
Promotional rate · 3.75% interest rate · Compounded daily · Effective Oct 3, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and up 3.82% $10,000 and upYour amount 3.87% $100,000 and up 3.92% Rate checked
More details - Eastmill Federal Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: Rates apply to Share Certificates. After the certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals.
3.80% interest rate · Effective Apr 1, 2026
Rate checked
More details - Create Credit UnionLevel Up Certificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: Variable rate with one-time rate increase option during term to currently effective rate. Early withdrawal penalty of 90 days interest for 3, 6, and 12-month terms, and 180 days interest for 18, 24, 36, 48, and 60-month terms. Subsequent deposits allowed only within first 7 days of account opening.
Offer: 90-day interest penalty for early withdrawal. One-time bump up rate allowed during term.
3.80% interest rate
Rate checked
More details - Jack Daniel Employees' Credit UnionShare Certificate AccountCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.87%APY$192 over 6 months on $10,000Requirements
Product: Dividends paid monthly, transferred to designated account, or added to certificate.
3.80% interest rate · Effective Jan 27, 2026
Rate checked
More details - Goldmark Federal Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.86%APY$191 over 6 months on $10,000Requirements
Product: Fixed rates at account opening for the term of the account. Penalty may apply for early withdrawals.
3.79% interest rate · Effective Oct 6, 2026
Rate checked
More details - SUN Credit UnionStandard Certificates of DepositCD · 6 months · $2,000 min
Credit union · Add a location to see nearby branches
3.86%APY$191 over 6 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties may apply. Minimum deposit as low as $1,000.
3.79% interest rate · Effective Oct 1, 2026
Rate checked
More details - Infuze Credit UnionShare CertificatesCD · 6 months · $500 min · 3.81%–3.91% by balance
Credit union · Add a location to see nearby branches
3.86%APY$191 over 6 months on $10,000Requirements
Product: Personal accounts only. Minimum opening balance to earn APY is $500 for standard share certificates. Early withdrawal penalties apply. Rates not available on IRA certificates. Automatically renews at maturity with a 10-day grace period. Membership required.
3.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $9,999 3.81% $10,000 – $24,999Your amount 3.86% $25,000 and up 3.91% Rate checked
More details - TruNorth Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.86%APY$191 over 6 months on $10,000Requirements
Product: Membership requires living, working, worshipping, or attending school in Marquette, Iron, Dickinson, Baraga, or Alger counties in Michigan. $5.00 par value share required. Early withdrawal penalty equals 90 days interest/dividends. Automatically renewable with a 7-day grace period, though certificate specials are nonrenewal accounts and do not roll over. Dividends compounded daily and credited quarterly.
Offer: Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term.
3.80% interest rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,558 CDs at 3,997 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank