Credit union · NCUA insured
Jack Daniel Employees' Credit Union CD Rates
Top CarrotJack Daniel Employees' Credit Union’s best CD rate is 4.02% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Jack Daniel Employees' Credit Union’s CD rates compare
Compared with banks and credit unions near Tullahoma, TN, where Jack Daniel Employees' Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Jack Daniel Employees' Credit Union
4.02%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $402
Share Certificate Account
Top rate
Ascend Federal Credit Union
4.20%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $420
3rd-highest rate
FirstBank
4.00%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $231
Jack Daniel Employees' Credit Union CD score
88
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo3.87%
- 9–15 months9–15 mo4.02%
- 16–30 months16–30 mo4.02%
- 31–60 months31–60 mo4.02%
- QualifiedQualified4.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jack Daniel Employees' Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate Account
Up to 4.02%APY · 6 terms
Dividends paid monthly, transferred to designated account, or added to certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.87% | $95 |
| 6 months | 3.87% | $192 |
| 12 months | 4.02% | $402 |
| 18 months | 4.02% | $609 |
| 24 months | 3.97% | $810 |
| 36 months | 4.02% | $1,256 |
Special-purpose accounts
IRA Certificate
Up to 4.02%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.87% | $192 |
| 12 months | 4.02% | $402 |
| 18 months | 4.02% | $609 |
| 24 months | 3.97% | $810 |
| 36 months | 4.02% | $1,256 |
Sources (1)
- jdecu.org/srates.html · captured Sep 18, 2026
Who can join Jack Daniel Employees' Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals employed by Jack Daniel Distillery, Lynchburg, Tennessee.
- Individuals employed by Subsidiaries of Jack Daniel Distillery, Lynchburg, Tennessee.
- Retirees of Jack Daniel Distillery, Lynchburg, Tennessee.
Military, government and schools
- Individuals employed by Metropolitan Lynchburg/ Moore County Board of Education.
- Individuals employed by Metropolitan Lynchburg/ Moore County Government.
- Retirees of Metropolitan Lynchburg/ Moore County after 12/2012.
3 more ways to join
Military, government and schools
- Roster Volunteer Fire Department members.
- Roster Volunteer Sheriff’s Department members.
Family and household
- Immediate family members of individuals employed by the specified eligible employers.
Cost to join
- A minimum $5 deposit in a share account is required to start membership.
Membership information collected October 5, 2026.