Credit union · NCUA insured
SUN Credit Union CD Rates
Top CarrotSUN Credit Union’s best CD rate is 4.28% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How SUN Credit Union’s CD rates compare
Compared with banks and credit unions near Miami, FL, where SUN Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SUN Credit Union
4.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $2,313
Standard Certificates of Deposit
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
SUN Credit Union CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo3.86%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SUN Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates of Deposit
Up to 4.28%APY · 7 terms
Membership eligibility required. Early withdrawal penalties may apply. Designed for larger deposits and higher interest rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.29% | — |
| 5 months | 3.89% | — |
| 6 months | 3.89% | — |
| 12 months | 4.03% | — |
| 24 months | 4.03% | — |
| 36 months | 4.03% | — |
| 60 months | 4.28% | — |
Sources (3)
- suncu.org/personal-accounts/certificates-of-deposit-cds
- suncu.org/rates
- suncu.org/wp-content/uploads/2…U-Current-Rate-Sheet.pdf
All captured Oct 15, 2026
Standard Certificates of Deposit
Up to 4.25%APY · 7 terms
Membership eligibility required. Early withdrawal penalties may apply. Minimum deposit as low as $1,000.
| Term | APY · $1,000 and up | APY · $2,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 3.26% | 3.26% | $81 |
| 5 months | 3.86% | — | 3.86% | $159 |
| 6 months | — | 3.86% | 3.86% | $191 |
| 12 months | — | 4.00% | 4.00% | $400 |
| 24 months | — | 4.00% | 4.00% | $816 |
| 36 months | — | 4.00% | 4.00% | $1,249 |
| 60 months | — | 4.25% | 4.25% | $2,313 |
Sources (3)
- suncu.org/personal-accounts/certificates-of-deposit-cds
- suncu.org/rates
- suncu.org/wp-content/uploads/2…U-Current-Rate-Sheet.pdf
All captured Oct 15, 2026
Who can join SUN Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Businesses in the Chambers of Commerce of Hollywood, Dania Beach, Davie-Cooper City, and Miami Shores (including their employees, members, and students) are eligible for membership.
- Real estate professionals in Broward and Miami-Dade Counties are eligible for membership.
Military, government and schools
- Employees of the City of Hollywood & Miami Shores Village are eligible for membership.
Family and household
- Immediate family members of SUN Credit Union members are eligible for membership.
Other ways
- A donation of $10.00 to the Police Athletic League (P.A.L.) qualifies an individual for membership.
Cost to join
- A $5.00 initial deposit to your account is required to join in-branch ($20.00 minimum to get started online).
- A $5.00 one-time membership fee is required when joining.
Membership information collected October 5, 2026.