Bank · FDIC insured
American Bank & Trust CD Rates
American Bank & Trust’s best CD rate is 4.35% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How American Bank & Trust’s CD rates compare
Compared with banks and credit unions near Davenport, IA-IL, where American Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
American Bank & Trust
4.35%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $889
Certificate of Deposits (CDs)
Top rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
2nd-highest rate
Ascentra
4.40%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,137
American Bank & Trust CD score
88
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.92%
- 9–15 months9–15 mo3.67%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo1.42%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Bank & Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposits (CDs)
Up to 4.35%APY · 9 terms
Interest compounds semi-annually. Early withdrawal penalty may be imposed. No monthly fees. Bonus interest rates available with Relationship Packaging. Automatically renewable.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.05% | $1 |
| 3 monthsRequires Diamond Relationship Package Qualifications | 0.25% | $6 |
| 3 monthsRequires Platinum Relationship Package Qualifications | 0.20% | $5 |
| 6 months | 3.72% | $184 |
| 6 monthsRequires Diamond Relationship Package Qualifications | 3.92% | $194 |
| 6 monthsRequires Platinum Relationship Package Qualifications | 3.87% | $192 |
| 9 months | 1.30% | $97 |
| 9 monthsRequires Diamond Relationship Package Qualifications | 1.50% | $112 |
| 9 monthsRequires Platinum Relationship Package Qualifications | 1.45% | $109 |
| 12 months | 3.47% | $347 |
| 12 monthsRequires Diamond Relationship Package Qualifications | 3.67% | $367 |
| 12 monthsRequires Platinum Relationship Package Qualifications | 3.62% | $362 |
| 18 months | 1.79% | $270 |
| 18 monthsRequires Diamond Relationship Package Qualifications | 1.99% | $300 |
| 18 monthsRequires Platinum Relationship Package Qualifications | 1.94% | $292 |
| 24 months | 4.15% | $847 |
| 24 monthsRequires Diamond Relationship Package Qualifications | 4.35% | $889 |
| 24 monthsRequires Platinum Relationship Package Qualifications | 4.30% | $878 |
| 36 months | 1.12% | $340 |
| 36 monthsRequires Diamond Relationship Package Qualifications | 1.32% | $401 |
| 36 monthsRequires Platinum Relationship Package Qualifications | 1.27% | $386 |
| 48 months | 0.98% | $398 |
| 48 monthsRequires Diamond Relationship Package Qualifications | 1.18% | $480 |
| 48 monthsRequires Platinum Relationship Package Qualifications | 1.13% | $460 |
| 60 months | 1.22% | $625 |
| 60 monthsRequires Diamond Relationship Package Qualifications | 1.42% | $730 |
| 60 monthsRequires Platinum Relationship Package Qualifications | 1.37% | $704 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.