Credit union · NCUA insured
Brewer Federal Credit Union CD Rates
Brewer Federal Credit Union’s best CD rate is 4.02% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Brewer Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Bangor, ME, where Brewer Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Brewer Federal Credit Union
4.02%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $820
Share Certificates
Top rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,412
2nd-highest rate
The County Federal Credit Union
4.49%APY
- Term
- 15 months
- Minimum
- —
- Earns on $10,000
- $564
Brewer Federal Credit Union CD score
88
CD score
Higher than 81% of U.S. banks and credit unions
- 3–8 months3–8 mo3.87%
- 9–15 months9–15 mo3.92%
- 16–30 months16–30 mo4.02%
- 31–60 months31–60 mo3.87%
- QualifiedQualified4.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Brewer Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.02%APY · 7 terms
Dividend period is monthly. Dividends are compounded and credited monthly. A penalty may be imposed for early withdrawal. Rates are fixed for the term of the account. Certificates renew at the end of the term with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.87% | $192 |
| 12 months | 3.92% | $392 |
| 18 months | 3.97% | $601 |
| 24 months | 4.02% | $820 |
| 36 months | 3.87% | $1,207 |
| 48 months | 3.87% | $1,640 |
| 60 months | 3.87% | $2,091 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate Account
Up to 4.02%APY · 7 terms
Available for Traditional, Roth, SEP, and Rollover IRAs. Insured up to $250,000. Dividend period is monthly. Dividends are compounded and credited monthly. A penalty may be imposed for early withdrawal. Rates are fixed for the term of the account. Certificates renew at the end of the term with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.87% | $192 |
| 12 months | 3.92% | $392 |
| 18 months | 3.97% | $601 |
| 24 months | 4.02% | $820 |
| 36 months | 3.87% | $1,207 |
| 48 months | 3.87% | $1,640 |
| 60 months | 3.87% | $2,091 |
Sources (2)
All captured Oct 15, 2026
Who can join Brewer Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or own a business in Brewer, Maine, or Penobscot County, Hancock County, and Waldo County, Maine.
Membership information collected October 4, 2026.