Credit union · NCUA insured
TruNorth Federal Credit Union CD Rates
TruNorth Federal Credit Union’s best CD rate is 4.42% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How TruNorth Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Marquette, MI, where TruNorth Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TruNorth Federal Credit Union
4.11%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,231
Share Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Flagstar Bank
4.30%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $430
TruNorth Federal Credit Union CD score
88
CD score
Higher than 83% of U.S. banks and credit unions
- 3–8 months3–8 mo3.86%
- 9–15 months9–15 mo3.91%
- 16–30 months16–30 mo3.96%
- 31–60 months31–60 mo4.11%
- QualifiedQualified4.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TruNorth Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificates
Up to 4.42%APY · 6 terms
Membership requires living, working, worshipping, or attending school in Marquette, Iron, Dickinson, Baraga, or Alger counties in Michigan. $5.00 par value share required. Early withdrawal penalty equals 90 days interest/dividends. Automatically renewable with a 7-day grace period, though certificate specials are nonrenewal accounts and do not roll over. Dividends compounded daily and credited quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsLimited time offer. Special to end at President/CEO's discretion. Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.16% | — |
| 12 monthsLimited time offer. Special to end at President/CEO's discretion. Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.22% | — |
| 24 monthsLimited time offer. Special to end at President/CEO's discretion. Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.27% | — |
| 36 monthsLimited time offer. Special to end at President/CEO's discretion. Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.32% | — |
| 48 monthsLimited time offer. Special to end at President/CEO's discretion. Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.37% | — |
| 60 monthsLimited time offer. Special to end at President/CEO's discretion. Early withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.42% | — |
Share Certificates
Up to 4.11%APY · 6 terms
Membership requires living, working, worshipping, or attending school in Marquette, Iron, Dickinson, Baraga, or Alger counties in Michigan. $5.00 par value share required. Early withdrawal penalty equals 90 days interest/dividends. Automatically renewable with a 7-day grace period, though certificate specials are nonrenewal accounts and do not roll over. Dividends compounded daily and credited quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 3.86% | $191 |
| 12 monthsEarly withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 3.91% | $391 |
| 24 monthsEarly withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 3.96% | $808 |
| 36 monthsEarly withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.01% | $1,252 |
| 48 monthsEarly withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.06% | $1,726 |
| 60 monthsEarly withdrawal penalty may be imposed. Certificate specials will not renew at end of term | 4.11% | $2,231 |
Sources (3)
All captured Oct 5, 2026
Who can join TruNorth Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership includes Marquette, Alger, Baraga, Dickinson, and Iron Counties.
Membership information collected October 5, 2026.